My brother and I have recently purchased a property in Stoke Poges. We have since encountered a number of issues with the house which we believe were omitted in the conveyancing searches. Is there anything we can do? What searches should? have been carried out as part of conveyancing in Stoke Poges?
It is not clear from the question as to the nature of the problems and if they are unique to conveyancing in Stoke Poges. Conveyancing searches and investigations undertaken during the buying process are supposed to help avoid problems. As part of the legal transfer of property, the vendor answers a form referred to as a Seller’s Property Information Form. If the information proves to be inaccurate, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Stoke Poges.
Can your site be used to locate a Conveyancing solicitor in Stoke Poges even if I’m not purchasing or disposing of a house, for example if I want to buy a shop in Stoke Poges with a mortgage from Norwich and Peterborough Building Society?
The service is primarily there to help choose domestic conveyancing solicitors in Stoke Poges but we have recorded towards the bottom of this page a few Stoke Poges commercial conveyancing firms. You should make contact with the solicitors directly to check if they can also act for Norwich and Peterborough Building Society
The deeds to my property can not be found. The conveyancers who dealt with the conveyancing in Stoke Poges 4 years ago no longer exist. Will I be able to sell the house?
These day there are duplicates made of almost everything, and your conveyancer will know exactly where to look for all the appropriate paperwork so you may buy or sell your property without any difficulty. Where duplicates are not available, your solicitor may be able to arrange cover in the form of insurance or indemnities protecting you against future claims on your premises.
I am looking for a leasehold apartment up to £235,500 and found one close by in Stoke Poges I like with open areas and transport links in the vicinity, however it only has 61 years on the lease. I can't really find anything else in Stoke Poges for this price, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you need a home loan that many years will be an issue. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for a minimum of twenty four months you can request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.
Is it simple use the search tool to find a conveyancing lawyer in Stoke Poges on the panel for my mortgage?
Step one is to pick a mortgage company such as Birmingham Midshires, Norwich and Peterborough Building Society or Godiva Mortgages Ltd then choose your location a common one being Stoke Poges. Conveyancing firms in Stoke Poges and nationally will then be listed.
Back In 2004, I bought a leasehold house in Stoke Poges. Conveyancing and Leeds Building Society mortgage organised. I have received a letter from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1994. The conveyancing solicitor in Stoke Poges who previously acted has long since retired. Any advice?
The first thing you should do is make enquiries of HMLR to be sure that this person is indeed the new freeholder. You do not need to incur the fees of a Stoke Poges conveyancing solicitor to do this as it can be done on-line for £3. You should note that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Stoke Poges Leasehold Conveyancing - Sample of Questions you should consider before Purchasing
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It is important to be aware whether window replacement or some other major work is due in the near future that will be shared between the leasehold owners and may well dramatically impact the level of the maintenance charges or result in a one off payment. On the whole the cost for major works are not included within service charges, albeit that a few managing agents in Stoke Poges require leasehold owners to pay into a reserve fund and this is used to offset against major repairs or maintenance.