I instructed a high street solicitor for our conveyancing in Stoke Poges today. After carefully reading the official terms of business I seeI am liable for fees even where the conveyance does not complete. Should I ditch them and instruct a web based solicitor practice promoting no completion no cost conveyancing in Stoke Poges?
Generally there is a compromise along the lines that if "No Sale No Fee" is available then the fee levels will generally be uplifted to counteract those cases that do not go ahead. Also remember that these promotions rarely protect you from disbursements for instance Stoke Poges conveyancing search charges.
My fiancee and I are purchasing our first property. The solicitor has messagedto see if we would like to order extra conveyancing searches. We are really unsure what's necessary for conveyancing in Stoke Poges
The extent of Stoke Poges conveyancing searches depends primarily on the premises, the location, the likelihood of any of these risks, your knowledge of the area and risks, your overall appetite to risk. What matters is that you properly appreciate what information the searches could give you. You may then decide if you personally think you need that information. Should you be uncertain, ask your property lawyer to advise.
My grandfather passed away six months ago and as sole heir and executor I was left the house in Stoke Poges. The house had a small mortgage left on it of around £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Nationwide, pay off the mortgage. Is this possible?
If you plan to refinance then Nationwide will require that you use a conveyancer on the Nationwide conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nationwide conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nationwide mortgage is registered as a charge at the Land Registry.
I've recently found out that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Stoke Poges is the location of the property. Is there any guidance you can impart?
Flying freeholds in Stoke Poges are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Stoke Poges you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stoke Poges may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
Should I be wary by brokers that I am dealing with are encouraging me to use an internet conveyancing firm as opposed to a High Street Stoke Poges conveyancing practice?
As with lots of professional services, often input from relatives can be extremely useful or valuable. But there are numerous parties with a vested interest in a conveyancing transaction; estate agents, financial adviser and mortgage companies may recommend solicitors to choose. Sometimes these solicitors might be known to one of the organisations as experts in their field, but sometimes there behind the scenes financial incentive behind the recommendation. You are free to select your preferred lawyer. However, bear in mind that many lenders specify a panel list of solicitors you must use for the mortgage aspect of your house move.
As co-executor for the will of my grandmother I am disposing of a residence in Cardiff but I am based in Stoke Poges. My conveyancer (who is 300 kilometers awayhas requested that I execute a stat dec before the transaction finalising. Could you suggest a conveyancing solicitor in Stoke Poges who can witness this legal document for me?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will do regardless of whether they are located in Stoke Poges