It is a dozen years since I purchased my property in Chalfont St Giles. Conveyancing solicitors have recently been instructed on the sale but I am unable to find my deeds. Is this a major issue?
You need not be too concerned. Firstly the deeds may be kept by your mortgage company or they may be in the possession of the lawyers who acted in the purchase. Secondly in all probability the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Most conveyancing in Chalfont St Giles involves registered property but in the rare situation where your property is not registered it is more tricky but is not insurmountable.
Can you clarify what the consequences are if my solicitor is removed from the Leeds Building Society Conveyancing panel ahead of completing my conveyancing in Chalfont St Giles?
First, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
How does conveyancing in Chalfont St Giles differ for new build properties?
Most buyers of new build premises in Chalfont St Giles approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is constructed. This is because developers in Chalfont St Giles usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Chalfont St Giles or who has acted in the same development.
Hoping to buy a property located in Chalfont St Giles and I am already nervous. I couldn't find anything specific about Chalfont St Giles. Conveyancing will be needed in due course but do you know about the Chalfont St Giles area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Chalfont St Giles. In the meantime here are some basic statistics that we found
As co-executor for the will of my grandmother I am selling a property in Swansea but reside in Chalfont St Giles. My conveyancer (approximately 300 kilometers awayhas requested that I sign a stat dec prior to completion. Could you suggest a conveyancing lawyer in Chalfont St Giles who can attest this legal document for me?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are based in Chalfont St Giles
I am buying a ground floor apartment in Chalfont St Giles. Conveyancing solicitor is waiting for, from the vendor, building insurance documents. This morning I was informed that the seller must forward the insurance paperwork for the flat above as well. Why does my property lawyer want to check the insurance for the other flat? Is it really necessary? We have been waiting for the last month…
It is not unheard of in leasehold conveyancing in Chalfont St Giles to find Conveyancing in Chalfont St Giles in a minority of cases reveals that the lease provides for the tenant's to insure their individual flats as opposed to the freeholder insuring the complete premises - which is definitely preferable. Do clarify with your solicitor but it would appear that your conveyancer is attempting to establish that the entire building is insured. Insuring a ground floor apartment is no help when it comes to rebuilding after a fire if the 1st floor cannot be reconstructed as a result of lack of insurance cover.