It may have been a long time coming a mortgage offer from NatWest for the refinancing of my 2 room garden flat is due within the next few days. Can you recommend a low cost conveyancing practitioner in Chalfont St Giles?
You are on the wrong site if you are in need of cut-price fees for conveyancing in Chalfont St Giles. Our aim is to provide excellent value conveyancing but we do not aim to advertise as being the cheapest. Do not be swayed by organisations enticing you with ninety nine pound conveyancing in Chalfont St Giles. In your best case scenario, in choosing a lawyer for cheap conveyancing, you will receive what you pay for and at worst you will end up being stung for additional fees and still not get the service required.
My wife and I are refinancing our apartment in Chalfont St Giles with Yorkshire BS. We have a son approaching twenty who lives with us. Our solicitor requested us to identify any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the property is forfeited by the lender. I have two concerns (1) Is this form unique to the Yorkshire BS conveyancing panel as he did not need to sign this form when we bought 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Yorkshire BS. This is solely used to protect Yorkshire BS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Yorkshire BS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
My wife and I own a 4 bedroom Georgian house in Chalfont St Giles. Conveyancing practitioner represented me and Alliance & Leicester . I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold under the matching address. Is it worth asking Alliance & Leicester to clarify?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chalfont St Giles and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing practitioner who carried out the work.
I'm purchasing my first flat in Chalfont St Giles with a mortgage from Chelsea Building Society. The sellers would not move on the price so I negotiated £7000 of fixtures and fittings instead. The estate agent advised me not inform my lawyer about this side-deal as it may adversely affect my loan with Chelsea Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How simple is it to swap firm as I have to appoint a firm on the Birmingham Midshires conveyancing list. I had appointed a local conveyancing solicitor in Chalfont St Giles five minutes from me but he is not approved by Birmingham Midshires
We will our best to assist in finding you a conveyancing solicitor in Chalfont St Giles on the Birmingham Midshires panel. Please note that the law firms that we on the directory do not pay us fee if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Chalfont St Giles. In making use of the find a conveyancing solicitor tool on this site, you can scrutinise costs for conveyancing solicitors in Chalfont St Giles and beyond.
My cousin has encouraged me to instruct his conveyancers in Chalfont St Giles. Do I take his advice?
There are no two ways about it it’s preferable to find a conveyancing lawyer is to have guidance from friends or relatives who have actually previously instructed the firm you're contemplating using.