I am the registered owner of a freehold property in Beaconsfield but nevertheless pay rent, why is this and what is this?
It is rare for properties in Beaconsfield and has limited impact for conveyancing in Beaconsfield but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges from 1977 onwards.
Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.
We are expecting a mortgage offer soon. The bank mentioned the home loan came with free conveyancing. Is the implication that I have to instruct their panel lawyer as I would much rather use a Beaconsfield based conveyancing firm?
You should check but the the likelihood is that allocate you one of their panel lawyers if you take up the "fee-free" offer. Call the bank to determine if they offer you a monetary alternative. Some banks have previously offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor in Beaconsfield.
I have been told that property searches are the number one cause of obstruction in Beaconsfield house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of hindrances during the legal transfer of property. Local searches are unlikely to feature in any delay in conveyancing in Beaconsfield.
It has been 2 months since my purchase conveyancing in Beaconsfield took place. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
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At this site get an accurate quote via a Solicitor or Licensed Conveyancer that has a full understanding of the issues of your conveyancing in Beaconsfield. As opposed to estate agents and many comparison sites we do not operate kick-back deals with solicitors. A large number of agents and online brokers 'recommend' the firm who pay the most per referral, as opposed to the best value conveyancing in Beaconsfield
A licensed conveyancer acted on my conveyancing in Beaconsfield three years ago having retained my registration documents but has now closed – how do I retreive them?
Title deeds, as such, no longer exist as most properties in Beaconsfield are recorded electronically at Land Registry. Where you need to prove evidence of proprietorship or are disposing of or re-mortgaging your conveyancer will need to obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.