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FACT : Beaconsfield Conveyancing Solicitors Know more about Conveyancing in Beaconsfield

Beaconsfield Conveyancing Statistics*

  • 1 Average time frame of 54 days for registration of title in Beaconsfield
  • 2 February was the busiest month and December was the next busiest month while May was the least busiest month of the year for conveyancing in Beaconsfield
  • 3 The most common indemnity insurance policies for Beaconsfield conveyancing is Chancel
  • 4 140 is the median number of years remaining on leases in Beaconsfield
  • 5 Average Land Registry Fee for this year to date was £910

Examples of recent conveyancing in Beaconsfield since June 2022*

Sale

of semi-detached property, Waller Road, HP9 2HD completing on 17/06/2022 at a price of £800,000. The legal transfer of property incorporates some of the following tasks: dealing with appropriate requisitions and enquiries, sending the transfer to the vendor for execution in readiness for completion, preparing statement detailing charges

Transfer

of terraced property, Penington Road, HP9 1ET completing on 08/07/2022 at a price of £1,912,500. The legal transfer of property incorporates some of the following tasks: sending conveyancing papers to buyers representatives, agreeing completion date with parties, sending title deeds and signed transfer to purchaser’s solicitor

Disposal

of semi premises, Crabtree Close, HP9 1UQ completing on 12/07/2022 at a price of £1,075,000. The conveyancing process incorporates some of the following tasks: sending the transfer to the vendor for signature in readiness for completion, taking formal instructions from and updating the seller client, preparing statement detailing charges

Transfer

of flat Old Watery Lane HP10 0NY, at buying price of £265,000. Leasehold conveyancing included: sending conveyancing papers to buyers representatives, sending the transfer to the vendor for execution in readiness for completion, agreeing completion date with parties

Recently asked questions about conveyancing in Beaconsfield

My wife and I are nearing an exchange on a property in Beaconsfield and my parents have sent the ten percent deposit to my conveyancing practitioner. I am now told that as the deposit has been received from someone other than me my property lawyer needs to disclose this to my mortgage company. I am advised that, in also acting for the mortgage company he must inform them that the balance of the purchase price is not just from me. I informed the lender about my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?

The property lawyer is legally required to clarify with the bank to make sure that they are aware that the balance of the purchase price is not from your own funds. The solicitor can only disclose this to your lender if you agree, failing which, your lawyer must cease to continue acting.

Having sold my house in Beaconsfield last July yet the purchaser is e-mailing daily to moan that his solicitor needs to hear from myconveyancer. What should my lawyer have done now that I have sold?

Post completion of your sale your conveyancer is committed to deliver the transfer documentation and all additional paperwork to the purchaser's lawyers. If applicable, your lawyer should also confirm that the mortgage has been discharged to the purchasers conveyancers. There are no post completion procedures unique to conveyancing in Beaconsfield.

About to place a bid on a leasehold property in Beaconsfield. The selling agents assure me that it is usual for flats in Beaconsfield to have less than 75 years remaining. I am expecting a mortgage with The Mortgage Works. Is this going to be a problem if the lease has 72 years left.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/9/2022 the requirements read as follows :

Minimum unexpired lease term is 70 years with 30 years remaining at the end of the mortgage term.
Where the unexpired lease term is different to that recorded on the mortgage offer, the following clarifies if we need to be informed:

Second hand property:
- If the unexpired lease term on the offer is 85 years or more - only advise us if the actual lease term is less than 85 years
- if the unexpired lease term on the offer is less than 85 years – advise us if the actual lease term is different than reported
- For equity share applications - advise us if the actual lease term is different than reported on the offer

New build property:
- If the unexpired lease term stated on the offer is 125 years (flat) / 250 years (house) or more - only advise us if the actual lease term is less than 125 years (flat) / 250 years (house)
- For equity share applications - always advise us if the actual lease term is different than reported on the offer

Lease terms such as ground rent and event fees must be reasonable at all times during the term of the lease and adhere to our requirements below. If you’re unsure as to whether the terms of a lease are unreasonable or onerous, please refer the details to us in plain English for Valuer consideration. If the potentially onerous terms are in relation to the ground rent please include the current ground rent figure per annum, how often it will be reviewed and the price structure it will be reviewed against. See the guidance below.

SECOND HAND PROPERTIES

Unacceptable - advise Issuing Office (Will be declined):
- Unexpired lease term less than 70 years
- Less than 30 years remaining at the end of the mortgage term
- Ground Rent greater than 0.5% of the property value
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI
- Ground Rent review period less than or equal to 5 years

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Unexpired lease term is 70 to 85 years
- Ground Rent greater than 0.1% and less than or equal to 0.5% of the property value
- Ground Rent escalation is linked to any indices greater than RPI
- Ground Rent escalation is linked to the value of the building*
- Ground Rent review period is greater than 5 and less than 10 years
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 0.5% of property value p/a (please provide details of what the charges cover)
- Anything that appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than 85 years
- Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than or equal to 10 years
- Ground Rent escalation less than or equal to RPI

NEW BUILD PROPERTIES (includes office conversions)

Unacceptable - advise Issuing Office (will be declined):
- Unexpired lease term less than 125 years on a new build flat or less than 250 years on a new build house
- Any lease which is subject to a ground rent (or annual rent) being charged which is more than on a peppercorn basis
- Any lease which is subject to a ground rent (or annual rent) being reviewed and altered on any review basis or methodology

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 0.5% of property value p/a (please provide details of what the charges cover)
- Anything else appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than or equal to 125 years on a new build flat or greater than or equal to 250 years on a new build house
- A lease subject to a peppercorn ground rent (annual rent) charges

For the avoidance of doubt, any new build properties completed but not sold pre 30 June 2022 will only be acceptable if the lease conforms to the above guidance

* Where the Ground Rent escalation is linked to the value of the building, please provide the following:
- How is the value of the block/unit currently calculated and if the assessment relates to the block(s), how is the Ground Rent calculated/apportioned per property?
- The current valuation and Ground Rent for each unit
- What is the mechanism for future valuations of the block and how is the Ground Rent calculated/apportioned?
- What is the right of appeal? And is this a documented process within the lease?
- Who bears the cost of the valuation (and appeal) process?
- Confirmation the review period is not less than twenty years

LEASE EXTENSIONS

We require all lease extensions to be completed under the Leasehold Reform Housing and Urban Development Act 1993 and to meet the above criteria as a minimum. Where you become aware that it does not meet these requirements, please refer to the Issuing Office

I have recentlybeen informed that Wolstenholmes have closed. They conducted my conveyancing in Beaconsfield for a purchase of a freehold house 9 months ago. How can I check that the property is registered correctly in the name of the previous owner?

The quickest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Beaconsfield conveyancing specialists.

I'm converting the mortgage on my primary house to a BTL loan with Aldermore and intend to use the remaining equity as a down payment on a second property. The location we are looking at is Beaconsfield. Will your conveyancers be able to act for both sets of banks and link together the two deals?

Make use of our search tool on this site to ensure that the solicitors are approved by both lenders. Assuming that they are your conveyancer should be able to simultaneously deal with the two deals but you should talk with you solicitor and make clear your expectations and needs.

Can I find out who is the owner of a property in Beaconsfield?

Assuming that the premises is recorded at HM Land Registry, and you have enough details of the address of the property, you should be able to view details from the HMLR of the registered proprietor for a a minimal charge.

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Residential Landlord and Tenant Conveyancing solicitors in Beaconsfield

The list below is a non-comprehensive list of solicitors in Beaconsfield practicing in landlord and tenant law and on the regulations governing different types of tenancies. This should include advice on wrongful eviction

  • Hine Solicitors, 51 Amersham Road, Beaconsfield, Buckinghamshire, HP9 2HB
  • Michael Brough And Cohen, 11, Penn Road, Beaconsfield, Buckinghamshire, HP9 2PN
  • Hilary Johnston, 7 Manor Farm Way, Seer Green, Beaconsfield, Buckinghamshire, HP9 2YD
  • Mcdonald Cohen, 30 Highlands Road, Seer Green, Beaconsfield, Buckinghamshire, HP9 2XN
  • Buchanans Solicitors, Swains House, Swains Lane, Flackwell Heath, High Wycombe, Buckinghamshire, HP10 9BN

Planning law solicitors in Beaconsfield regulated by the Solicitors Regulation Authority

The firms listed below are a non-comprehensive list of solicitors in Beaconsfield practicing in planning law. This will likely include advice on tree preservation orders
  • Reynolds Parry Jones Llp, 10 Easton Street, High Wycombe, Buckinghamshire, HP11 1NP
  • Louise Greer, 43 Switchback Road North, Maidenhead, Berkshire, SL6 7QX
  • Gordons Solicitors Limited, Winter Hill House, Marlow Reach, Station Approach, Marlow, Buckinghamshire, SL7 1NT

What to expect from a Licensed Conveyancer for conveyancing in Beaconsfield?

Licensed Conveyancers support the transfer of ownership of a property from one person to another and cover conveyancing countrywide not just Beaconsfield. If appointed a Licensed Conveyancer governed by the CLC, you are entitled to:
  • Enjoy the benefit of an honest and lawful service.
  • Be supplied with a high standard of legal services.
  • Be supplied with your transaction dealt with using care, skill and legal competence.
  • Enjoy the benefit of a high quality of service due to your lawyer’s arrangements, resources, procedures, skills and commitment.
  • Receive a service which is accessible and responsive to your specific requirements.
  • You should not consider yourself discriminated against, victimised or harassed.
  • To receive the standard you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Have your individual needs taken into account should you make a complaint.
  • Enjoy the benefit of a speedy, independent and comprehensive service when making a complaint about your conveyancing in Beaconsfield about your conveyancing in Beaconsfield.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.