I am hoping to receive a offer of a home loan from Lloyds. I would like to enlist the help of a Licensed Conveyancer in Maidenhead. Does the Lloyds Solicitor panel include Licensed Conveyancers?
The Lloyds approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
What does my ID and proof of funds have anything to do with my conveyancing in Maidenhead? What am I being asked for?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the potential client they are dealing with prior to agreeing to accepting their conveyancing retainer. The Client Care letter that you need to sign should confirm this. Your lender will also require certain documents to be checked. If you are unwilling to hand over identification documents, your conveyancer would not be able to accept instructions from you.
We are selling our home in Maidenhead and according to the buyers it appears that there is a risk of it being built on contaminated land. Any high street Maidenhead lawyer would know this is not the case. For the life of me I don't know why the buyers are using an internet conveyancing firm as opposed to a conveyancing solicitor in Maidenhead. Having lived in Maidenhead for three years we know that this is a non issue. Do we get in touch with our local Authority to seek confirmation need.
It sounds as though you may have a conveyancing solicitor already. What do they say? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Me and my brother purchased a semi-detached Victorian house in Maidenhead. Conveyancing practitioner represented me and Santander. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Maidenhead and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing practitioner who conducted the conveyancing.
I'm buying my first flat in Maidenhead with the aid of help to buy. The builders refused to budge the amount so I negotiated £7000 of extras instead. The house builders rep suggested that I not disclose to my lawyer about this extras as it may put at risk my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I wish to rent out my leasehold apartment in Maidenhead. Conveyancing solicitor who did the purchase is retired - so can't ask her. Do I need to ask my freeholder for their consent?
Notwithstanding that your previous Maidenhead conveyancing lawyer is no longer available you can check your lease to see if you are permitted to let out the apartment. The accepted inference is that if the lease is silent, subletting is permitted. Quite often there is a prerequisite that you must obtain consent from your landlord or other appropriate person prior to subletting. This means that you cannot sublet in the absence of first obtaining permission. Such consent must not not be unreasonably refused ore delayed. If the lease prohibits you from letting out the property you should ask your landlord if they are willing to waive this restriction.
Maidenhead Conveyancing for Leasehold Flats - Examples of Questions you should consider before Purchasing
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Does the lease have in excess of 90 years remaining? On the whole the outlay for major works tend not to be wrapped into the service charges, although there some managing agents in Maidenhead obliged leaseholders to contribute towards a reserve fund created for the specific purpose of building a fund for larger repairs or maintenance. Who are the managing agents?