Our Maidenhead conveyancer has spotted an inconsistency between the information in the home valuation report and what is in the conveyancing documents. My solicitor has advised that he needs to check that the bank is OK with this discrepancy and is content to go ahead. Is my solicitor’s approach right?
Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I am purchasing a 4 bedroom semi-detached house in Maidenhead. Our aim is to an extension at the rear at the property.Will the conveyancing process include enquiries to determine if these alterations are allowed?
Your solicitor will check the registered title as conveyancing in Maidenhead can on occasion reveal restrictions in the title deeds which prevent categories of alterations or need the permission of a 3rd party. Some additions need local authority planning permissions and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
The mortgage over my property is with Co-operative for my property in Maidenhead. Conveyancing has been completed 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Co-operative?
Co-operative must be informed of your intention before renting your property as this is likely to be a breach of Co-operative’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Co-operative directly. It should not be necessary to do this via a Co-operative conveyancing panel lawyer.
After months of negotiation I have agreed a price on an apartment in Maidenhead. My financial adviser pressured me to appoint their conveyancer. I paid an upfront payment of £225. A few days later, the lawyer contacted me to say that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Are there restrictive covenants that are commonly identified during conveyancing in Maidenhead?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Maidenhead. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the encouragement of my in-laws I had a survey completed on a property in Maidenhead prior to appointing lawyers. I have been told that there is a flying freehold element to the property. The surveyor advised that some banks tend refuse to grant a loan on such a property.
It varies from the lender to lender. HSBC has different requirements for example to Nationwide. Should you wish to telephone us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Maidenhead. Conveyancing will be smoother if you use a solicitor in Maidenhead especially if they are accustomed to such properties in Maidenhead.
I am selling my property. My past conveyancers has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Maidenhead if that makes a difference.
Do use our search tool to help you find a solicitor for your conveyancing in Maidenhead. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
In my capacity as executor for the will of my father I am disposing of a residence in Monmouth but reside in Maidenhead. My solicitor (approximately 300 kilometers awayneeds me to execute a stat dec ahead of the transaction finalising. Could you suggest a conveyancing solicitor in Maidenhead to witness and place their company stamp on the document?
Technically speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will do regardless of whether they are Maidenhead based