Me and my partner are intending to buy a 2 bedroom flat in Maidenhead with a mortgage. We would like to retain our Maidenhead conveyancer, however the lender advise she’s not on their "panel". It seems we have no choice but to select one of the mortgage company panel solicitors or keep our Maidenhead solicitor and pay for one of their panel ones to represent them. We consider that this is inequitable; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Maidenhead conveyancing solicitor to apply to be on the conveyancing panel.
I have given 8 weeks notice to my current landlord and have to be out of my let out flat in Maidenhead by the end of next month. Conveyancing on my purchase is underway. Is it possible to complete in 4 weeks as don't want to have to move into short term accommodation?
It is unwise to give notice on a rental until you have exchanged. Assuming that you have not previously done so, update to your solicitor and urge them to they chase the other lawyers, try to get a realistic time scale from them that all parties will aim to achieve
We are purchasing a property and require a conveyancing solicitor in Maidenhead who is on the UBS approved panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Maidenhead.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Maidenhead?
There are two types of lawyers who can carry out conveyancing in Maidenhead namely licenced conveyancers or solicitors. The two can administer the legal services that required to complete the sale or acquisition of property. Both are required to perform Maidenhead conveyancing on similar quality and guidelines so you may be sure that your conveyancing will be properly conducted and that all requisite procedures will be accurately attended to.
I am purchasing a 4 bedroom semi-detached house in Maidenhead. We would like to carry out a loft conversion at the property.Will legal conveyancing on the property involve checks to see if these works are prohibited?
Your conveyancer will check the deeds as conveyancing in Maidenhead can on occasion identify restrictions in the title documents which prohibit categories of changes or need the consent of another owner. Many additions require local authority planning permissions and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be sensible to check these issues with a surveyor ahead of any purchase.
I'm in the throws of looking at flats in Maidenhead and I am about to put in an offer. Should I already have a property lawyer in place at this stage? I will be getting a home loan with Coventry BS.
You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. As you are getting a mortgage with Coventry BS, ask your prospective lawyers if they are on the Coventry BS conveyancing panel otherwise they can't do the mortgage legal work.
I am close to exchanging contracts on the sale of our home in Maidenhead and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A local lawyer would know that there is no such problem. For the life of me I don't know why the buyers instructed an online conveyancing firm rather than a conveyancing solicitor in Maidenhead. Having lived in Maidenhead for 4 years we know of no issue. Is it a good idea to get in touch with our local Authority to obtain clarification that the buyers are looking for.
It would appear that you have a conveyancing firm already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I am looking for a flat up to £235,500 and identified one near me in Maidenhead I like with a park and station nearby, however it only has 49 years unexpired on the lease. I can't really find anything else in Maidenhead for this price, so just wondered if I would be making a mistake buying a short lease?
Should you need a mortgage the remaining unexpired lease term may be problematic. Discount the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of 2 years you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor concerning this matter.