I am purchasing a leasehold flat in Maidenhead. My lawyer has never been on on the bank solicitor list. Is it possible for me to continue with my Maidenhead conveyancing solicitor notwithstanding that they are not on the bank list of approved lawyers?
You have a couple of options available to you here
- Proceed with your preferred Maidenhead conveyancer but your lender will no doubt use a solicitor on their approved list. This will result in additional cost and probable delay.
- Appoint a fresh solicitor to act in the purchase, making sure they are on the lender conveyancing panel.
- Convince your conveyancer to pull out all the stops to get listed on the mortgage company panel of solicitors
I am acquiring a house mortgage free in Maidenhead. I have resided for the last dozen years in Maidenhead. Conveyancing searches are exorbitant. Given that I know the area and road intimately must I have all the conveyancing searches?
In the absence of a home loan, then almost all of the Maidenhead conveyancing searches are optional. Your lawyer will ’encourage you, perhaps strongly, that you should have searches completed, but he is duty bound to do this. Do take into account; if you are intend to dispose of the house at a future date, it will likely be be of interest to your future purchaser what the searches contain. Sometimes properties with apparent issues can still throw up detrimental search results. A good conveyancing solicitor in Maidenhead should provide you some sensible advice concerning this.
A colleague advised me that where I am buying in Maidenhead I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Maidenhead conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Maidenhead around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Maidenhead Education with maps and statistics, Local Amenities and other useful data regarding Maidenhead.
How does conveyancing in Maidenhead differ for newly converted properties?
Most buyers of new build premises in Maidenhead contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is built. This is because builders in Maidenhead tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Maidenhead or who has acted in the same development.
I've recently found out that there is a flying freehold element on a house I have offered on last month in what should have been a straight forward, chain free conveyancing. Maidenhead is where the house is located. Is there any advice you can give?
Flying freeholds in Maidenhead are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Maidenhead you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Maidenhead may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I am selling my house. My past lawyers have shut. I would be grateful for any recommendation of a conveyancing firm. Im based in Maidenhead if that affects matters.
Please use our search tool to help you choose a solicitor for your conveyancing in Maidenhead. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.