I am buying a semi-detached house in Great Missenden. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Great Missenden you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Great Missenden.
Is there a list of Nottingham panel solicitors in Great Missenden on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few mortgage companies make their panel listings open the public on the web. Where you are looking for a Great Missenden conveyancing practitioner on the Nottingham please make the most of our tool.
is it true that all Great Missenden solicitor firms on the Barclays conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the Barclays conveyancing panel they would need to be regulated by the SRA. Some banks do allow licenced conveyancers on their panel and in that case the practice would be governed by the Council of Licensed Conveyancers.
I currently have a mortgage with Skipton for my property in Great Missenden. Conveyancing has been completed months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Skipton?
Skipton must be informed of your intention in advance of letting out your property as this is likely to be a breach of Skipton’s mortgage conditions. It may be that Skipton will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. It should not be necessary to do this via a Skipton conveyancing panel lawyer.
We are selling our home in Great Missenden and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A local conveyancer would know that there is no such problem. For the life of me I don't know why the purchasers used a factory type conveyancing outfit as opposed to a conveyancing solicitor in Great Missenden. We have lived in Great Missenden for 5 years we know of no issue. Is it a good idea to contact our local Authority to seek clarification that the buyers are looking for.
It would appear that you have a conveyancing lawyer already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
Are there restrictive covenants that are commonly picked up as part of conveyancing in Great Missenden?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Great Missenden. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey carried out on a house in Great Missenden before retaining lawyers. I have been told that there is a flying freehold aspect to the property. My surveyor has said that some banks will refuse to grant a mortgage on such a house.
It depends who your proposed lender is. HSBC has different requirements from Halifax. If you contact us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Great Missenden. Conveyancing will be smoother if you use a solicitor in Great Missenden especially if they regularly deal with such properties in Great Missenden.
What does commercial conveyancing in Great Missenden cover?
Great Missenden conveyancing for business premises incorporates a wide array of guidance, given by regulated solicitors, relating to business property. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.