Find a Lender-Approved Local Conveyancer in Great Missenden

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Cheap conveyancing in Great Missenden does not necessarily mean low quality - but the odds are stacked against you

Great Missenden Conveyancing Statistics*

  • 1 The most common indemnity insurance policies for Great Missenden conveyancing is Chancel
  • 2 Average time frame of 27 days for registration of title in Great Missenden
  • 3 Average Land Registry Fee for this year to date was £540
  • 4 71 is the median number of years remaining on leases in Great Missenden
  • 5 June was the busiest month and July was the next busiest month while March was the least busiest month of the year for conveyancing in Great Missenden

Examples of recent conveyancing in Great Missenden since December 2022*

Recently asked questions about conveyancing in Great Missenden

I am nearing exchange of contracts for my apartment in Great Missenden and the EA has just called to warn that the purchasers are appointing a new solicitor. The excuse is that the bank will only deal with property lawyers on their conveyancing panel. On what basis would a major mortgage company only work with certain lawyers rather the firm that they want to appoint to handle their conveyancing in Great Missenden ?

Lenders have always had panels of law firms that can represent them, but in the last few years big names such as Yorkshire Building Society, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have worked with them for more than 15 years.

Banks justify this action to a rise in fraud as the reason for the reduction – criteria have been stiffened as a smaller panel is easier to maintain. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is hearing daily from firms that have been removed from panels. Some are unaware that they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your purchasers are not going to have any sway in the decision.

All was ready to move into my new home in Great Missenden next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the bank. What does the insurance need to cover?

Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 requirements. These obligations are not specific to conveyancing in Great Missenden.

When it comes to mortgage companies such as Santander, do Great Missenden conveyancers incur a fee to be on the list of approved solicitors?

We are not aware of any bank fees to be on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel application.

Can you point me to a directory of HSBC panel solicitors in Great Missenden on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such directory service on the CML or Building Society Association sites. A small selection of lenders make their panel listings viewable on the web. If you are looking for a Great Missenden property lawyer on the HSBC please use our tool.

The mortgage over my property is with Bank of Ireland for my property in Great Missenden. Conveyancing was finalised some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Bank of Ireland?

Your original mortgage agreement with Bank of Ireland will provide that you need their approval before letting out your property as this is likely to be a breach of Bank of Ireland’s mortgage conditions. It may be that Bank of Ireland will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bank of Ireland directly. You need not do this via a Bank of Ireland conveyancing panel solicitor.

How does conveyancing in Great Missenden differ for newly converted properties?

Most buyers of new build premises in Great Missenden contact us having been asked by the developer to sign contracts and commit to the purchase even before the house is ready to move into. This is because developers in Great Missenden usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Great Missenden or who has acted in the same development.

I have been on the look out for a leasehold apartment up to £235,500 and found one near me in Great Missenden I like with amenity areas and transport links in the vicinity, the downside is that it only has 51 years on the lease. There is not much else in Great Missenden for this price, so just wondered if I would be making a mistake acquiring a short lease?

Should you require a mortgage the shortness of the lease may be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you may ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this.

How straightforward is it to use the search app to choose a conveyancing lawyer in Great Missenden on the approved list for my bank?

Step one is to choose a bank such as National Westminster Bank, Barnsley Building Society or Bank of Ireland then specify your location for example Great Missenden. Conveyancing organisations in Great Missenden and across England and Wales should be listed.

Last updated

Sample of conveyancing solicitors in Great Missenden regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Great Missenden but also conveyancing throughout England and Wales.

  • Timothy Kench & Co, 6 Chequers Parade, Wycombe Road, Prestwood, Great Missenden, Buckinghamshire, HP16 0PN
  • Dc Kaye Solicitors Limited, Old Bank Chambers, 2 Wycombe Road, Prestwood, Great Missenden, Buckinghamshire, HP16 0PW
  • Lennons Solicitors Limited, Chess Chambers, 2 Broadway Court, High Street, Chesham, Buckinghamshire, HP5 1EG
  • Sheratons Solicitors Ltd, 4 Broadway Court, High Street, Chesham, Buckinghamshire, HP5 1EG
  • Bps Solicitors, 85 High Street, Chesham, Buckinghamshire, HP5 1DE

Planning law solicitors in Great Missenden regulated by the Solicitors Regulation Authority

The list below is a small selection of solicitors in Great Missenden with expertise in planning law. This could include advice on planning applications and appeals
  • Bps Solicitors, 85 High Street, Chesham, Buckinghamshire, HP5 1DE
  • Reynolds Parry Jones Llp, 10 Easton Street, High Wycombe, Buckinghamshire, HP11 1NP

What to expect from a Licensed Conveyancer for conveyancing in Great Missenden?

Licensed Conveyancers assist with the transfer of ownership of a property from one person to another and cover conveyancing nationwide not just Great Missenden. If instructing a Licensed Conveyancer regulated by the CLC, you should:
  • Receive an honest and lawful conveyancing.
  • Receive a high standard of legal services.
  • Be supplied with your conveyancing dealt with using care, skill and legal competence.
  • Receive a high quality of service due to your conveyancer’s arrangements, resources, procedures, skills and commitment.
  • Be provided with a service which is accessible and responsive to your individual needs.
  • You should not consider yourself discriminated against, victimised or harassed.
  • Not receive a service which is below the standard you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Have your specific needs taken into account should a complaint be necessary.
  • Enjoy the benefit of a speedy, objective and comprehensive service when making a complaint about your conveyancing in Great Missenden about your conveyancing in Great Missenden.

Neighboring Locations

Wendover
Chesham
Great Missenden
Booker
High Wycombe
Hazlemere

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.