We were about to retain a conveyancing solicitor in Harefield endorsed using your comparison tool but have come across some other quotes on the internet appear less pricey – why is this?
You can find hundreds of conveyancing companies offering theoretically looks to be cut price. We would encourage you to think long and hard as to how much you respect your own move to you are willing to be penny wise pound foolish over the standard of the legal work. Many of them accentuate a budget fee to entice you but bury supplemental costs in the fine print..
My Harefield solicitor has identified an inconsistency when comparing the assumptions in the valuation survey and what is in the conveyancing documents. My lawyer informs me that he is duty bound to check that the bank is happy with this discrepancy and is still content to lend. Is my conveyancer’s stance correct?
Your conveyancer must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
My lawyer in Harefield is not on the Accord Mortgages Ltd Solicitor Panel. Is it possible for me to continue with my family solicitor notwithstanding that they are excluded from the Accord Mortgages Ltd approved list?
The limited options available to you here include:
- Complete the purchase with your preferred Harefield lawyers but Accord Mortgages Ltd will need to use a conveyancer on their panel. This will result in additional total conveyancing fees and cause frustration.
- Find an alternative practitioner to act in the purchase, not forgetting to check they are Accord Mortgages Ltd approved.
- Try to convince your Accord Mortgages Ltd solicitor to try to join the Accord Mortgages Ltd panel
Despite weeks of looking the Title Certificate and documents to my house are lost. The conveyancers who did the conveyancing in Harefield 4 years ago are no longer around. What do I do?
Nowadays there are copies made of almost everything, and your solicitor will be aware exactly where to locate all the appropriate documentation so you can buy or sell your property without a hitch. If copies can’t be found, your lawyer can put in place insurance or indemnities against possible claims on the property.
Due to the input of my in-laws I had a survey completed on a house in Harefield before instructing conveyancers. I have been advised that there is a flying freehold element to the house. The surveyor advised that some lenders will not give a loan on this type of premises.
It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. Should you wish to call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Harefield. Conveyancing may be slightly more expensive based on your lender's requirements.
Should I appoint a Harefield conveyancing lawyer in close proximity to the house I am hoping to buy? We have a good friend who can execute the conveyancing but his firm is located 400kilometers away.
The primary upside of using a high street Harefield conveyancing firm is that you can visit the firm to sign paperwork, hand in your identification documents and pester them where appropriate. Having local Harefield know how is a benefit. However nothing is more important than finding someone that will do a good and efficient job. If other friends have used your friend and on the whole were impressed that must trump using an unfamiliar Harefield conveyancing lawyer just because they are based in the area.