What happens if my solicitor is expelled from the Santander Solicitor panel ahead of completing my conveyancing in Cowley?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
Please help - my lawyer says that lack of building regulations insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Cowley?
The right level of lack of building regulations indemnity insurance should be dictated by who who your lender is. It would differ for example between Birmingham Midshires and The Mortgage Works. Conveyancing practitioners as opposed to members of the public take out such insurances.
My fiancee and I are in the throws of viewing apartments in Cowley and I am now considering a potential offer. Is it sensible to have a conveyancing practitioner on ‘stand by’? I will be getting a home loan with Santander.
It would be prudent to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the estate agent. As you are seeking a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.
Completion of my purchase has taken place for my property in Cowley. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are resolved effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
The deeds to our house can not be found. The solicitors who conducted the conveyancing in Cowley 4 years ago have long since closed. Will I be able to sell the house?
Gone are the days when you need to have the physical official documentation to establish that you own the land or premises, given that the Land Registry have everything they need in a digital format.
How does conveyancing in Cowley differ for new build properties?
Most buyers of new build premises in Cowley approach us having been asked by the developer to sign contracts and commit to the purchase even before the house is constructed. This is because builders in Cowley tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Cowley or who has acted in the same development.
Taking into account that I will soon spend 450k on a property in Cowley I wish to talk to a conveyancer concerning thehouse move in advance of instructing the firm. Can this be arranged?
This is something that we encourage - we would be pleased to talk to you we do not take any clients on without you liaising with the lawyer due to be doing your conveyancing in Cowley.There is no ‘factory style conveyancing’ - each client is unique individual, not a matter number. The law firms that we put you in touch with believe that the figure you are quoted for your conveyancing in Cowley should be the figure that you end up paying.
We today become aware that one of the directors of the solicitors handling the purchase conveyancing in Cowley is an aunty of the owners that we are buying from. Is this permitted?
Provided there is no conflict of interest this should be fine. Where you are needing mortgage finance then the lender may have a say as many lenders have specific requirements concerning this. For example for HSBC as of 1/5/2026, the requirements read as follows :