There are a variety of conveyancing solicitors in Farnham Royal but how do I know who I should use?
It would be unwise to be seduced by the lowest Farnham Royal conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
We previously appointed conveyancing lawyers locally in Farnham Royal on the Aldermore solicitor panel. They have just billed me an additional charge for the legal aspects of the Aldermore mortgage. Is this an additional conveyancing fee set by Aldermore?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your conveyancer may charge a fee for this. The charge is not set by Aldermore but by your Farnham Royal conveyancer. Some firms on the Aldermore panel will charge an ‘acting for lender’ fee but many practices include it on their overall fee.
We have agreed to purchase a house in Farnham Royal. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Yorkshire BS be concerned?
As you are obtaining a mortgage with Yorkshire BS your lawyer must comply with the formal instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Yorkshire BS. The CML Handbook includes minimum requirements for solar panel roof-space leases, and property lawyers are required to report to Yorkshire BS where a lease fails to meet these conditions. The provisions relate to the installation of panels on properties nationwide and is not limited to Farnham Royal.
The deeds to my home are lost. The conveyancers who did the conveyancing in Farnham Royal 10 years ago have long since closed. What are my next steps?
In today’s world there are copies made of almost everything, and your solicitor should be aware precisely where to find all the appropriate paperwork so you can buy or dispose of your house without a hitch. Where copies can’t be located, your solicitor can arrange cover in the form of insurance or indemnities against future claims on your premises.
I am looking for a flat up to £245,000 and found one near me in Farnham Royal I like with amenity areas and railway links in the vicinity, the downside is that it's only got 51 years on the lease. I can't really find anything else in Farnham Royal suitable, so just wondered if I would be making a mistake buying a short lease?
If you require a home loan that many years may be problematic. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you could ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.
I'm refinancing my current home to a BTL mortgage with The Mortgage Works and intend to use the remaining equity towards another house. The location we are looking at is Farnham Royal. Will your conveyancers be able to act for both sets of mortgage companies and tie in the transactions?
Do use our search tool on this site to check that the lawyers are approved by both lenders. On the basis that they are the solicitor will be able to tie up the two deals but you should have a chat with you conveyancer and communicate your desired outcome and needs.
My husband and I are new to the buying process - agreed a price, yet the agent told us that the owners will only move forward if we use their preferred solicitors as they need a ‘quick sale’. We would rather use a local solicitor who is familiar with conveyancing in Farnham Royal
It is highly unlikely the sellers are driving this. Should the seller desire ‘a quick sale', turning down a serious purchaser is likely to cause more damage than good. Contact the vendors directly and make sure they understand (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)but you will continue to instruct your preferred Farnham Royal conveyancing firm - rather thanthe ones that will give the negotiator at the agency a introducer fee or meet his conveyancing figures pre-set by corporate headquarters.
At long last our conveyancing in Farnham Royal is completing this Friday, however the owners I am buying off has asked to vacate on the Saturday PM. Do I accept such a plan?
If you are having a loan then your property lawyer will require that you have vacant possession on Friday - the lender will demand it.