I am getting a offer of a home loan from Nat West. I would like to retain the legal services of a Licensed Conveyancer in Farnham Royal. Does the Nat West Conveyancing panel exclude Licensed Conveyancers?
The Nat West approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
My brother and I have lately bought a house in Farnham Royal. We have since encountered a number of problems with the house which we believe were omitted in the conveyancing searches. Do we have any recourse? What searches should? have been conducted as part of conveyancing in Farnham Royal?
It is not clear from the question as what problems have arisen and if they are specific to conveyancing in Farnham Royal. Conveyancing searches and investigations undertaken as part of the buying process are designed to help avoid problems. As part of the process, a property owner answers a document referred to as a SPIF. If the information ends up being incorrect, you could possibly take legal action against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Farnham Royal.
Me and my partner are buying a house in Farnham Royal. It might be a silly question but how we can trust a solicitor? On completion day we have to put our life savings into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am the single beneficiary of my late father’s will and I have everything in my name alone, including the my former home in Farnham Royal. The Farnham Royal property was put into my name in June. I want to move. I do know about the Mortgage Lenders six month 'rule', meaning my property ownership will be regarded the same way as if I'd bought the property in June. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. How sensible a view lenders take of it, depend on the mortgage company as this clause primarily exists to identify subsales or the wholesaling and assigning of properties.
We have a mortgage agreed in principle with Santander. Farnham Royal conveyancing solicitors have been selected. How long does it take for Santander to send the offer to the conveyancing practitioner?
There is no definitive answer here. Have Santander conducted the valuation? Have you advised Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I require fast conveyancing in Farnham Royal as I am under a deadline to sign on the dotted line within one month. Fortunately I do not need a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are are a mortgage free purchaser you have the choice not to have searches carried out although no conveyancer would recommend that you don't. Drawing on our experience of conveyancing in Farnham Royal the following are examples of issues that can arise and therefore affect market value: Enforcement Notices, Overdue Charges, Overdue Grants, Road Schemes,...
Have purchased a a terraced house in Farnham Royal , What is the estimated time for the Land Registry to record the transfer to my name? My Farnham Royal conveyancing solicitor has been very slow, so I want to check that my purchase is registered.
As far as conveyancing in Farnham Royal registration is no faster or slower than the rest of the country. As opposed to being determined by geographic area, timescales can vary depending on who lodges the application, whether it is in order and whether the Land registry must send notices to any 3rd persons or bodies. As of today in the region of 80% of such applications are fully addressed in less than three weeks but some can be subject to longer delays. Registration occurs after the purchaser is living at the property therefore 'speed' is not always an essential issue but where it is urgent that the the registration takes place urgently then you or your solicitor could communicate with the Registry to express the reasoning for an expedited registration.
We are a fortnight into a residential purchase having been recommend to solicitors by the selling agent to perform conveyancing in Farnham Royal. We are not happy. Could you you assist me in finding new conveyancers?
They would have to be very poor to suggest changing them. Has your mortgage been generated? If so you need to advise them of the new lawyer and ensure the offer are re-issued. Your solicitor ideally needs to be on the mortgage company panel to avoid supplemental charges and frustration. So that should be your starting point. Our find a solicitor tool will help you find a bank approved solicitor for your home move in Farnham Royal