I am the single recipient of my late mum's estate and I have everything in my name now, including the my former home in Harmondsworth. Conveyancing formalities meant that the Land Registry date was in October. I now wish to sell up. I understand that there is a CML 6 month 'rule', meaning my proprietorship will be treated the same way as though I had purchased the house in October. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. Most lenders would take a sensible view as this clause is principally there to identify subsales or the quick reselling of properties.
I recently had an offer accepted on an apartment in Harmondsworth. My mortgage broker pressured me to appoint their lawyer. I paid an on account payment of £175. Not long after, the lawyer contacted me to say that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Planning on purchasing a house in Harmondsworth. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Harmondsworth lawyer is on the Nationwide conveyancing panel.
I require quick conveyancing in Harmondsworth as I have a deadline to sign on the dotted line inside one month. A home loan is not required. Can I escape the need for conveyancing searches to save fees and time?
If.Given you are are a mortgage free buyer you are at free not to do searches although no lawyer would advise that you don't. With lots of history conveyancing in Harmondsworth the following are examples of issues that can arise and therefore affect future mortgageability: Enforcement Notices, Outstanding Fees, Outstanding Grants, Unadopted Roads,...
Due to the advice of my in-laws I had a survey completed on a property in Harmondsworth ahead of appointing conveyancers. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies may not grant a mortgage on such a house.
It depends who your proposed lender is. HSBC has different instructions for example to Nationwide. If you contact us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Harmondsworth. Conveyancing will be smoother if you use a solicitor in Harmondsworth especially if they regularly deal with such properties in Harmondsworth.
What does commercial conveyancing in Harmondsworth cover?
Harmondsworth conveyancing for business premises incorporates a wide array of services, offered by qualified solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
Having checked my lease I have discovered that there are only 72 years remaining on my flat in Harmondsworth. I now wish to extend my lease but my landlord is missing. What options are available to me?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the Court. You will be obliged to demonstrate that you have made all reasonable attempts to find the landlord. On the whole an enquiry agent would be helpful to try and locate and prepare a report to be used as proof that the freeholder can not be located. It is advisable to get professional help from a property lawyer in relation to devolving into the landlord’s disappearance and the vesting order request to the County Court covering Harmondsworth.
I inherited a a ground floor purpose built flat in Harmondsworth. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the sum due for the purchase of the freehold?
Most certainly. We can put you in touch with a Harmondsworth conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Harmondsworth flat is 164 Nestles Avenue in October 2013. The tribunal agreed with the proposed price of £20,158 for the freehold and determined that that sum is the amount to be paid into court This case was in relation to 2 flats. The unexpired term was 69 years.
My husband and I hope to purchase our first house in Harmondsworth. Conveyancing solicitor has been appointed. The financial consultant advised that a survey is not needed as the house is just fifteen years old.
At the very least you should have a Home Buyer's Report. Given the property was built more than a decade ago the property will not come with a warranty, so you don't want to take a risk. Where a property of this age shows no signs of defects a Home Buyer's report could be enough. They will highlight any obvious problems and recommend further investigation if appropriate. Where there are any signs of material issues get a comprehensive Building Survey from the beginning.