Recently contacted my conveyancing solicitor in Abbots Langley who completed the legal work two years ago asking for a conveyancing estimate based on an identical type of home move (a leasehold property and a freehold premises) of similar values with a mortgage from Nottingham Building Society. I am now being quoted double. Should I hunt for an alternative conveyancer?
The estimate fees seem a little high. If you you were to look around you may be able to trim some of the expense by say £125. That being said, if you were happy with the legal work the firm offered you mightcome to rue choosing an an unknown conveyancer. If is important to ensure that the firm can act for Nottingham Building Society. Do make use of our search tool to get a quote a Abbots Langley conveyancing firm on the Nottingham Building Society approved list of lawyers, which can often include conveyancing solicitors in Abbots Langley.
I require conveyancing for an apartment in a relatively new development (6 years old) in Abbots Langley. Almost all the properties are already occupied. Is it really necessary to order conveyancing searches as part of conveyancing in Abbots Langley?
You are putting yourself at risk in not carrying out Abbots Langley conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal requirement to have them, but we would strongly advise in no uncertain terms that your lawyer conducts them. If timings and cost are top of your concerns you should discuss with your solicitor about the possibility of search insurance
When it comes to lenders such as Barclays, do Abbots Langley lawyers have to pay a fee to be on the list of approved solicitors?
We are not aware of any lender fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
We previously instructed conveyancing lawyers with offices in Abbots Langley on the HSBC solicitor panel. They are now charging me a supplemental charge for the legal aspects of the HSBC mortgage. Is this a supplemental conveyancing fee specified by HSBC?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your conveyancer may charge a fee for this. The charge is not dictated by HSBC but by your Abbots Langley property lawyer. Plenty of firms on the HSBC panel will charge ’dealing with mortgage’ fee but plenty of firms incorporate it on their overall fee.
I am due to exchange contracts on my house. I had a double glazing fitted in August 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Aldermore are being difficult. The Abbots Langley solicitor who is on the Aldermore conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Aldermore are insisting on a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have recentlybeen informed that Wolstenholmes have been shut down. They carried out my conveyancing in Abbots Langley for a purchase of a leasehold flat 9 months ago. How can I check that my home is not still registered in the name of the former proprietor?
The quickest method to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Abbots Langley conveyancing specialists.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a simple, no chain conveyancing. Abbots Langley is where the house is located. What do you suggest?
Flying freeholds in Abbots Langley are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Abbots Langley you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Abbots Langley may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
As co-executor for the estate of my aunt I am disposing of a house in Monmouth but live in Abbots Langley. My lawyer (who is 200 kilometers awayhas requested that I sign a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing practitioner in Abbots Langley who can witness and place their company stamp on the document?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are located in Abbots Langley