I require conveyancing for an apartment in a relatively new development (seven years old) in Abbots Langley. Almost all the appartments have already been sold. Is it strictly necessary to order conveyancing searches for my conveyancing in Abbots Langley?
You would be putting yourself at risk in not carrying out Abbots Langley conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal necessity to have them, but we would absolutely advise in no uncertain terms that you have them. Where timings and cost are primary issues you should discuss with your lawyer about the options such as lack of search insurance available to you
I am planning to acquire a house and require a conveyancing solicitor in Abbots Langley who is on the Accord Mortgages Ltd approved. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Accord Mortgages Ltd in certain locations such as Abbots Langley. We dont recommend any particular firm.
I recently had an offer agreed on an apartment in Abbots Langley. My mortgage broker recommended their conveyancers. I paid an on account payment of £150. A few days later, the lawyer contacted me to say that they were not on the Lloyds conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Lloyds panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
About to purchase apartment in Abbots Langley. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Barclays conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Abbots Langley conveyancer is on the Barclays conveyancing panel.
RBS have agreed my mortgage in principle, my offer on a flat in Abbots Langley has been accepted, now what?
The estate agent will wish to be advised as to your conveyancing practitioner's details (ensure that the lawyers are on the bank’s panel). Telephone RBS or the broker and complete any relevant paperwork. RBS will sellect a valuer who will get in contact with the selling agent or owners to arrange a time for the valuation to occur. Once conducted (assuming no problems) it takes about a fortnight to receive the mortgage offer. RBS will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Abbots Langley.
I'm buying my first flat in Abbots Langley benefiting from help to buy. The builders would not move on the amount so I negotiated £7000 of extras instead. The house builders rep advised me not reveal to my solicitor about this extras as it could impact my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a house in Abbots Langley before retaining lawyers. I have been advised that there is a flying freehold aspect to the property. The surveyor advised that some lenders tend refuse to issue a loan on a flying freehold house.
It varies from the lender to lender. HSBC has different instructions from Birmingham Midshires. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Abbots Langley. Conveyancing may be slightly more expensive based on your lender's requirements.
My husband and I are a couple of weeks into a leasehold purchase having been directed to solicitors by the high street agent to handle our conveyancing in Abbots Langley. I am not happy. Can you you assist me in finding new lawyers?
They would need to be really poor in order to consider changing them. Has the loan offer been sent? In the event that it has you need to advise them of the new contact details and get the mortgage documents are issued to the new lawyers. The conveyancer should be on the banks panel to avoid escalating costs and delays. So that should be your first question of the new conveyancers. The find a solicitor tool can help you find a lender approved solicitor for your conveyancing in Abbots Langley