We are buying a 2 bedroom flat in Hazlemere with a residential mortgage from The Mortgage Works.We have a Hazlemere conveyancing solicitor but The Mortgage Works advised that her practice is not listed on their "panel". We have to appoint a The Mortgage Works panel lawyer or keep our preferred solicitor and pay for a The Mortgage Works panel lawyer to represent them. This seems very unfair; Can we not simply insist that The Mortgage Works use our lawyer?
Unfortunately,no. The loan issued to you contains various provisions, a common one being that solicitors needs to be on the The Mortgage Works approved list. Until recently, most mortgage companies had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for The Mortgage Works
Have just purchased a repossessed house at auction in Hazlemere. Conveyancing is needed. What happens now?
Having for in every practical sense signed on the dotted line you should hire the services of a conveyancing practitioner quickly as you are faced with a fast approaching a fixed date to complete the purchase. All auction property will have an associated auction pack. This will include evidence of title and search results. In the case of leasehold premises the auction papers may include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You need to hand this to the lawyer working for you as soon as possible. You also need to ensure that your finances are organised to complete on the date specified in the contract.
I'm in the process of viewing apartments in Hazlemere and I am now considering a potential offer. Should I already have a solicitor in place at this point? I will be getting a home loan with Santander.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. As you are seeking a mortgage with Santander, ask your prospective lawyers if they are on the Santander conveyancing panel otherwise they can't do the mortgage legal work.
Intending to buy a flat in Hazlemere. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Hazlemere lawyer is on the Aldermore conveyancing panel.
We are downsizing from our home in Hazlemere and according to the buyers it appears that there is a risk of it being constructed land that was not decontaminated. Any local lawyer would know that there is no such problem. For the life of me I don't know why the buyers are using an internet conveyancing firm rather than a conveyancing solicitor in Hazlemere. Having lived in Hazlemere for 5 years we know that this is a non issue. Is it a good idea to contact our local Authority to obtain confirmation need.
It would appear that you have a conveyancing solicitor already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I used Wolstenholmes a few years past for my conveyancing in Hazlemere. Now, I need the documents but cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hazlemere of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing my first flat in Hazlemere benefiting from help to buy. The builders would not move on the price so I negotiated 6k of additionals instead. The house builders rep told me not to tell my conveyancer about the deal as it may impact my loan with TSB. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
What does commercial conveyancing in Hazlemere cover?
Non domestic conveyancing in Hazlemere incorporates a wide range of services, supplied by qualified solicitors, relating to business property. For example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.