I am remortgaging my home in Datchet, does my lawyer need to be on the Kent Reliance Solicitor panel?
There is nothing to stop you using your solicitor, but Kent Reliance will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Does a directory service exist listing Lloyds panel solicitors in Datchet on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such directory service on the CML or Building Society Association websites. Very few mortgage companies make their panel listings open the public on the web. If you are seeking to appoint a Datchet conveyancing practitioner on the Lloyds please use our facility.
Can I be sure that the Datchet conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in Datchet seeking recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor handling your transaction.
After shopping around on the internet I have found a Datchet solicitor having made sure that they are on the Virgin Money conveyancing panel. Does my lawyer arrange the survey of the property?
Virgin Money will need an independent valuation of the property. Your lawyer will not arrange this. Usually Virgin Money will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your solicitor will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Datchet postcode. As you are getting a mortgage with Virgin Money, you could contact them to see if they have a list of approved surveyors in Datchet.
Are there restrictive covenants that are commonly picked up during conveyancing in Datchet?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Datchet. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Datchet differ for new build properties?
Most buyers of new build residence in Datchet contact us having been asked by the builder to sign contracts and commit to the purchase even before the property is built. This is because developers in Datchet usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Datchet or who has acted in the same development.
I decided to have a survey carried out on a property in Datchet before instructing lawyers. I have been told that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies tend not grant a loan on such a premises.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to call us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Datchet. Conveyancing may be slightly more expensive based on your lender's requirements.
As co-executor for the estate of my grandmother I am selling a house in Cardiff but I am based in Datchet. My lawyer (who is 200 miles from mehas requested that I sign a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing lawyer in Datchet who can witness and place their company stamp on the document?
Technically speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will do regardless of whether they are located in Datchet