I am hoping to receive a mortgage with Lloyds. I hope to retain the legal services of a Licensed Conveyancer in Datchet. Does the Lloyds Conveyancing panel exclude Licensed Conveyancers?
The Lloyds approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
It is a dozen years since I bought my house in Datchet. Conveyancing solicitors have recently been appointed on the sale but I can't locate my deeds. Will this jeopardise the sale?
Don’t worry too much. First the deeds may be retained by your lender or they may be in the possession of the solicitor who oversaw the purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Nearly all conveyancing in Datchet relates to registered property but in the rare situation where your property is not registered it is more tricky but is not insurmountable.
I am thinking of mortgaging my house in Datchet, does my lawyer need to be on the Santander Conveyancing panel?
In theory, you could use a solicitor that is not on the Santander conveyancing panel, but Santander would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
The deeds to my home are lost. The lawyers who handled the conveyancing in Datchet 4 years ago no longer exist. What are my options?
You no longer need to have the physical original deeds to establish that you are the owner of your registered land or property, given that the Land Registry hold details of all registered land or property electronically.
What advice can you give us when it comes to finding a Datchet conveyancing practice to deal with our lease extension?
When appointing a solicitor for lease extension works (regardless if they are a Datchet conveyancing firm) it is imperative that he or she should be familiar with the legislation and specialises in this area of work. We advise that you make enquires with several firms including non Datchet conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions might be helpful:
-
What are the legal fees for lease extension work?
Datchet Leasehold Conveyancing - Sample of Questions you should consider Prior to Purchasing
-
Make sure you enquire if there are any onerous prohibitions in the lease. For example plenty of leases prohibit pets being allowed in in a block in Datchet. If you like the propertyin Datchet but your dog is not allowed to live with you then you will be faced hard determination. Plenty Datchet leasehold apartments will have a service charge for maintenance of the building levied on behalf of the landlord. Where you acquire the flat you will have to pay this amount, normally periodically throughout the year. This may be anything from a couple of hundred pounds to thousands of pounds for large purpose-built buildings. There will also be a rentcharge for you to pay annual, normally this is not a exorbitant figure, say around £50-£100 but you should to enquire as sometimes it can be many hundreds of pounds. Are there any major works on the horizon that could increase the service charges?
I am not able to visit my Datchet conveyancing solicitors office to execute documents connected to my conveyancing in Datchet – will this be an issue?
No. Datchet conveyancing lawyers can deal with home moves for clients nationwide. You are unlikely to be required to meet your lawyer in the flesh at a Datchet conveyancers office. They can undertake all communications through post, email, telephone and fax.