My husband and I are buying a newly constructed apartment in Bourne End and my conveyancer is advising me that she has to the lender to disclose incentives from the builder. The Estate Agents are hassling me to exchange contracts and I don't want to prolong matters. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I used Wolstenholmes several years past for my conveyancing in Bourne End. I now require my file but cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Bourne End of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Bourne End. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Bourne End
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Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
Due to the input of my in-laws I had a survey completed on a property in Bourne End prior to instructing lawyers. I have been told that there is a flying freehold overhang to the property. The surveyor has said that some banks may refuse to give a loan on a flying freehold property.
It depends who your proposed lender is. HSBC has different instructions for example to Halifax. If you e-mail us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Bourne End. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Bourne End to see if the conveyancing will be more expensive.
I need to find a conveyancing solicitor for residential conveyancing in Bourne End. I've chance upon a web site which seems to have the perfect answer If it is possible to get all this stuff done via email that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My dad purchased his flat in Bourne End ten years ago. He has got married, divorced and in recent months got married again. He will be marketing the flat in a few months. I suspect that he will just be asked to supply copies of the marriage certificates to the lawyer however he is anxious it could frustrate the sale of the flat. Is it worth updating the land title documents for the house?
The is no need to update the register as long as you have the evidence needed to demonstrate how the change of name has come about.
Any purchaser’s conveyancer should review the registered entries and ask for evidence by way of proof of the change of name for instance marriage documentation.