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Windsor Conveyancing Statistics*

  • 1 Percentage of cases in Windsor that are buy to let is 8%
  • 2 The most common indemnity insurance policies for Windsor conveyancing is Lack of Planning Permission
  • 3 Average time from start to completion was 31 days for conveyancing in Windsor
  • 4 Percentage of leasehold conveyancing purchases in Windsor is 35% where there is a share in the management company or freehold company
  • 5 was the busiest month and was the next busiest month while was the least busiest month of the year for conveyancing in Windsor

Examples of recent conveyancing in Windsor since April 2021*

Recently asked questions about conveyancing in Windsor

We are buying a flat and require a conveyancing solicitor in Windsor who is on the Lloyds approved panel. Can you recommend a local conveyancing firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Windsor.

About to place an offer on a leasehold apartment in Windsor. The estate agents tell me that it is usual for flats in Windsor to have less than 75 years left on the lease. I am expecting a mortgage with Nationwide Building Society. Is this going to be a problem if the lease has Seventy One years left.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 12/7/2021 the requirements read as follows :

- Our minimum unexpired lease term is 55 years.
- There must be at least 30 years remaining at the end of the mortgage term (regardless of the length of lease at the start).

Where the unexpired lease term is different to that recorded on the mortgage offer, the following clarifies if we need to be informed:

Second hand property:
- If the unexpired lease term on the offer is 85 years or more - only advise us if the actual lease term is less than 85 years
- if the unexpired lease term on the offer is less than 85 years – advise us if the actual lease term is different than reported
- For equity share applications - advise us if the actual lease term is different than reported on the offer

New build property:
- If the unexpired lease term stated on the offer is 125 years (flat) / 250 years (house) or more - only advise us if the actual lease term is less than 125 years (flat) / 250 years (house)
- For equity share applications - always advise us if the actual lease term is different than reported on the offer

Lease terms such as ground rent and event fees must be reasonable at all times during the term of the lease and adhere to our requirements below. If you’re unsure as to whether the terms of a lease are unreasonable or onerous, please refer the details to us in plain English for Valuer consideration. If the potentially onerous terms are in relation to the ground rent please include the current ground rent figure per annum, how often it will be reviewed and the price structure it will be reviewed against. See the guidance below.

SECOND HAND PROPERTIES

Unacceptable - advise Issuing Office (Will be declined):
- Unexpired lease term less than 55 years
- Less than 30 years remaining at the end of the mortgage term
- Ground Rent greater than 0.5% of the property value
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI
- Ground Rent review period is less than or equal to 5 years

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Unexpired lease term is 55 to 85 years
- Ground Rent greater than 0.1% and less than or equal to 0.5% of the property value
- Ground Rent escalation is linked to any indices greater than RPI
- Ground Rent escalation is linked to the value of the building*
- Ground Rent review period is greater than 5 and less than 10 years
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial, etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 0.5% of property value p/a (please provide details of what the charges cover)
- Anything that appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than 85 years
- Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than or equal to 10 years
- Ground Rent escalation less than or equal to RPI

NEW BUILD PROPERTIES (includes office conversions)

Unacceptable - advise Issuing Office (Will be declined)
- Unexpired lease term less than 125 years on a new build flat or less than 250 years on a new build house (does not apply to Shared Ownership)
- Starting Ground Rent greater than 0.1% of the property value
- Ground Rent review period less than or equal to every 5 years
- Ground Rent doubles less than every 20 years (e.g. doubles every 5, 10 or 15 years) - acceptable if doubles every 20 years or more
- Ground Rent is compounded RPI

Refer to Issuing Office (Valuer will consider any impact on valuation figure and marketability):
- Ground Rent is linked to any indices greater than RPI
- Ground Rent is linked to the value of the building*
- Event clauses exist for normal use e.g. changing the carpet, installing a TV aerial etc
- Estate Rent Charges greater than £500 p/a (please provide details of what the charges cover)
- Service Charges greater than 0.5% of property value p/a (please provide details of what the charges cover)
- Anything else appears onerous, unusual or out of the ordinary

Acceptable (no requirement to advise Issuing Office):
- Unexpired lease term greater than or equal to 125 years on a new build flat or greater than or equal to 250 years on a new build house
- Starting Ground Rent less than or equal to 0.1% of the property value
- Ground Rent review period greater than 5 years
- Ground Rent escalation less than or equal to RPI

* Where the Ground Rent escalation is linked to the value of the building, please provide the following:
- How is the value of the block/unit currently calculated and if the assessment relates to the block(s), how is the Ground Rent calculated/apportioned per property?
- The current valuation and Ground Rent for each unit
- What is the mechanism for future valuations of the block and how is the Ground Rent calculated/apportioned?
- What is the right of appeal? And is this a documented process within the lease?
- Who bears the cost of the valuation (and appeal) process?
- Confirmation the review period is not less than twenty years.

Should commercial conveyancing searches disclose planned roadworks that may affect a commercial land in Windsor?

Many commercial conveyancing solicitors in Windsor will execute a SiteSolutions Highways report as it reduces the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Windsor. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Windsor.

For each commercial conveyancing transaction in Windsor it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may cause delays to Windsor commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not conducted for residential conveyancing in Windsor.

I have todayfound out that Stirling Law have closed. They conducted my conveyancing in Windsor for a purchase of a leasehold apartment 18 months ago. How can I establish that the property is in my name in the name of the former proprietor?

The easiest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Windsor conveyancing specialists.

I'm purchasing my first flat in Windsor with the aid of help to buy. The sellers would not move on the amount so I negotiated £7000 of extras instead. The estate agent advised me not to tell my solicitor about this deal as it will impact my loan with The Mortgage Works. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a ground for flat up to £195,000 and found one round the corner in Windsor I like with amenity areas and station nearby, however it only has 49 years on the lease. I can't really find anything else in Windsor for this price, so just wondered if I would be making a mistake acquiring a short lease?

If you need a home loan the remaining unexpired lease term may be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of twenty four months you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.

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Residential Landlord and Tenant Conveyancing solicitors in Windsor

The list below is a small selection of solicitors in Windsor specialising in landlord and tenant law and on the regulations governing different types of tenancies. This will likely include advice on wrongful eviction

  • Charsley Harrison Llp, Windsor House, Victoria Street, Windsor, Berkshire, SL4 1EN
  • Portcullis Property Lawyers, Suite 11, Dukes House, 5/6 High Street, Windsor, Berkshire, SL4 1LD
  • A'court & Co, Suite 3, 5/6 High Street, Windsor, Berkshire, SL4 1LD
  • Charles Coleman Llp, Beaumont House, 28-30 Beaumont Road, Windsor, Berkshire, SL4 1JP
  • Aston Bond Law Limited, Windsor Crown House, 7 Windsor Road, Slough, Berkshire, SL1 2DX

Commercial Conveyancing solicitors in Windsor regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in Windsor specialising in commercial conveyancing in Windsor. This will likely include advice on commercial leases including all matters relating to landlord and tenant law
  • Charsley Harrison Llp, Windsor House, Victoria Street, Windsor, Berkshire, SL4 1EN
  • Goldstein Legal Limited, Castle Hill House, 12 Castle Hill, Windsor, Berkshire, SL4 1PD
  • A'court & Co, Suite 3, 5/6 High Street, Windsor, Berkshire, SL4 1LD
  • Denning Legal Ltd, 10a High Street, Windsor, London, SL4 1LD
  • Portcullis Property Lawyers, Suite 11, Dukes House, 5/6 High Street, Windsor, Berkshire, SL4 1LD

Planning law solicitors in Windsor regulated by the Solicitors Regulation Authority

The practices listed below are a non-comprehensive list of solicitors in Windsor practicing in planning law. The solicitors can give expert legal advice on all aspects of planning, including making sure people do what the planning regulations say
  • Colemans Solicitors Llp, 21 Marlow Road, Maidenhead, Berkshire, SL6 7AA

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.