We are purchasing a property and need a conveyancing solicitor in Ascot who is on the Nottingham conveyancing panel. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nottingham . We don't recommend any particular firms conducting conveyancing in Ascot.
I just acquired a flat at auction in Ascot. Conveyancing is needed. What is next?
Given that you have now for all intents and purposes signed on the dotted line you will need to instruct a conveyancing lawyer quickly as you are faced with a pending deadline in which to complete the property. Every auction property should have a corresponding auction set of papers. This will include evidence of title and search results. If you have purchased leasehold premises the auction pack may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork relating to a leasehold property. You should give this to the solicitor instructed by you at the earliest opportunity. Do make sure that you have funds in order to complete on the date specified in the contract.
When it comes to lenders such as Aldermore, do Ascot lawyers face an annual charge to be on the conveyancing panel?
We are unaware of any bank fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Ascot bank branch on a couple of occasions and was told it wasn't an issue and they will lend. My Ascot conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they refuse to lend based on their specific requirements. I simply don't know who is right.
The property lawyer must comply with the CML Handbook Part 2 provisions for your lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
A relative advised me that where I am purchasing in Ascot I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Ascot conveyancing searches. It is a large document of about 40 pages, listing and detailing important information about Ascot around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Ascot Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with maps and statistics, Local Amenities and other useful data concerning Ascot.
Me and my brother own a semi-detached Georgian house in Ascot. Conveyancing practitioner acted for me and Santander. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold with the exact same property. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ascot and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the situation with the conveyancing solicitor who conducted the work.
I'm purchasing my first flat in Ascot with the aid of help to buy. The builders would not reduce the amount so I negotiated £7000 of additionals instead. The estate agent told me not disclose to my lawyer about the deal as it will impact my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Is it possible to swap firm as I need to select a firm on the Yorkshire Building Society conveyancing panel. I hired a high street conveyancing solicitor in Ascot five minutes from me but he is not approved by Yorkshire Building Society
It would be our pleasure to assist you select a conveyancing solicitor in Ascot on the Yorkshire Building Society panel. Please note that the property lawyers that we work with do not pay us commission if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Ascot. Using search facility on this website, you can compare fees for conveyancing solicitors in Ascot and throughout England and Wales.