Lender panel & Handbook reference · England and Wales
One place to checkpanel membership, redemption statements, certificates of title, transfers of equity, consent to let
A firm that is not on your mortgage lender’s panel cannot act for the lender. Start with the lender, not the firm.
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Or browse the full directory of all 128 lenders.
Covering 128 UK lender panels, including Birmingham Midshires, Santander, Halifax, Co-operative Bank, Coventry Building Society and more.
Three kinds of page, and what each is for.
- 128lendersLender panel pagesSearch a named lender’s panel by postcode. Panel membership decides whether a firm can act at all. Where it cannot, the lender instructs its own solicitor separately and the borrower pays for both.
- 50topicsHandbook topicsCertificates of title, transfers of equity, consent to let, shared ownership, and the title indemnity policies that come up on a defective title. Written from the subject, for the fee-earner running the matter.
Three steps to the right answer.
Name the lender
The requirements are the lender’s, not the firm’s. Every page here starts from the lender for exactly that reason.
Read what it requires
Notice periods, discharge routes, what a certificate of title commits a firm to. The topic pages hold the general position and say which Part 2 question holds the rest.
Search the panel
The postcode search hands over to LenderPanel.com, which maintains the directory of firms working with each lender’s instructions.
Reading the reference costs nothing. These are the services behind it.
Lexsure, which runs this site, works on the same material the reference pages cover: disclosure wording, panel oversight, Handbook history and CQS compliance. Nothing on the reference pages is charged for, and no lender administration charge arises from reading them.
- Disclosure to LenderA shared bank of precedent disclosure wording, organised by lender and filterable by tenure or issue type, so a report to a lender starts from wording that has already worked. It also satisfies requirement 6.4 of the CQS Core Practice Management Standards on dealing with lenders.
- Lender Panel AuditRemote, file-level audits that give lenders evidence of active oversight of their conveyancing panel: instruction integrity, material disclosures, AML checks and due diligence quality.
- Handbook Litigation, for LendersCertified records of Part 1 and Part 2 Handbook requirements exactly as they stood on the offer or certificate-of-title date, for negligence and breach claims.
- Handbook Litigation, for FirmsThe same historical Handbook record from the defence side: what your instructions actually were when the certificate of title went in.
- Panel Removal ConsultancyHelp answering a panel manager’s compliance enquiry, where the first response is often the only chance to prevent removal.
- Independent CQS AuditAn independent audit of CQS compliance, run before an assessor or a panel manager asks the same questions.
Making lender Handbook compliance part of the conveyancing process.
Written for conveyancers in England and Wales, and for borrowers who need to know which firms can act on their mortgage: where to apply for a redemption statement, what a certificate of title commits a firm to, and which firms work with a given lender’s instructions.
What this site does not do is reproduce Part 2 of the UK Finance Mortgage Lenders’ Handbook. It is amended without notice, and a stale copy on a page someone relies on is worse than no copy at all. Where the answer is lender-specific, the page says which Part 2 question holds it.
- Lender panels covered
- 128
- Handbook analysis since
- 2000
- Requirement changes tracked since
- 2008
- Locations covered
- 3,001
For firms: is yours listed where borrowers look?
Panel membership decides whether a firm can act at all, and borrowers choosing a conveyancer search the directory rather than the panel list. LenderPanel maintains that directory.
Listing is handled entirely by LenderPanel. We hold no firm data and capture nothing on this site.
An independent service. No lender named on this site owns, endorses or is connected to it, and every lender name here is used purely to identify the lender in question. Search results are produced by LenderPanel.com and show a selection of firms working with a lender’s instructions, not that lender’s full approved panel. Nothing here is legal advice on an individual matter.
Locations covered: 3001 · Common questions · Contact us