Finally the sale completed on my house in Heath last August but my buyer keeps calling daily complaining that their solicitor is waiting to hear from mine. What should have happened following completion?
Post completion of your disposal your solicitor should forward the transfer documentation and all supplemental paperwork to the purchaser's lawyers. If applicable, your lawyer should also evidence that the mortgage has been repaid to the buyers conveyancers. There are no post completion requirements specific conveyancing in Heath.
My husband and I are buying a 3 bedroom apartment in Heath with a mortgage from Aldermore.We would like to retain our Heath conveyancing solicitor but Aldermore says her practice is not on their "panel". we are left little option but to use a Aldermore panel firm or keep our local solicitor and fork out for a Aldermore panel lawyer to act for them. This seems very unfair; is there anything we can do?
Unfortunately,no. The mortgage issued to you is subject to its various provisions, one of which will be that solicitors must be on the Aldermore solicitor panel. Until recently, most mortgage companies had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Aldermore
What is your number one tip for finding a conveyancing solicitor in Heath
It would be unwise to be seduced by the cheapest Heath conveyancing fees. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
How can we tell if a Heath conveyancing solicitor on the Virgin Money panel is any good?
When it comes to conveyancing in Heath seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor handling your transaction.
I have decided to exercise my right to buy my property in Heath off the council. I have a mortgage agreed with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
My wife and I purchased a semi-detached Edwardian property in Heath. Conveyancing solicitor acted for me and Virgin Money. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold under the matching property. I thought I was buying a freehold how can I check?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Heath and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the position with your conveyancing practitioner who conducted the purchase.
I am buying my first flat in Heath with a mortgage from Platform Home Loans Ltd. The developers refused to move on the price so I negotiated £7000 of additionals instead. The house builders rep advised me not to tell my conveyancer about this extras as it could affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking to sell my home. My past solicitors has retired. I would be grateful for any recommendation of a conveyancing firm. Im based in Heath if that makes things easier.
Do use our search tool to help you choose a solicitor for your conveyancing in Heath. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.