The mortgage offer from Nationwide for the remortgage of my 2 bedroom apartment is due imminently. Can you put forward a low cost conveyancing lawyer in Fairwater?
This site is not designed to aid those in their quest for the lowest fares for conveyancing in Fairwater. Our intention is to offer affordable conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint organisations teasing you with £100 conveyancing in Fairwater. Optimistically, in going for cheap conveyancing, you will receive what you pay for and at worst it will result in you paying a lot in additional fees and still not receive the service you were hoping for.
When it comes to mortgage companies such as RBS, do Fairwater lawyers face a fee to be on the conveyancing panel?
We are unaware of any mortgage company fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
I've digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Fairwater solicitor - who is on the Barclays conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Barclays will need an independent valuation of the property. Your lawyer will not arrange this. Usually Barclays will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Fairwater postcode. As you are getting a mortgage with Barclays, you could contact them to see if they have a list of approved surveyors in Fairwater.
Santander have agreed my mortgage in principle, my offer on a house in Fairwater has been accepted, what are the next steps?
The estate agent will want to be informed of your conveyancer's details (be sure the property lawyers are on the bank’s panel). Contact Santander or your financial adviser and finish off any relevant forms. Santander will instruct a valuer who will get in contact with the selling agent or owners to arrange an appointment. Once carried out (assuming no problems) it takes approximately a week to get a mortgage offer. Santander will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Fairwater.
I used Action Conveyancing several years ago for my conveyancing in Fairwater. Now, I need my documents but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Fairwater of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
About to purchase a new build apartment in Fairwater. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Fairwater
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I have been on the look out for a flat up to £195,000 and identified one round the corner in Fairwater I like with amenity areas and railway links nearby, the downside is that it's only got 61 years unexpired on the lease. I can't really find anything else in Fairwater for this price, so just wondered if I would be making a mistake acquiring a short lease?
Should you require a mortgage the remaining unexpired lease term may be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least twenty four months you could request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
Is there anything unique about your site and other online quote calculators when it comes to conveyancing in Fairwater?
At this site secure a fixed fee quote via a Solicitor or Licensed Conveyancer that has a full understanding of the issues for your conveyancing in Fairwater. Unlike many estate agents and brokerage sites we do not have kick-back arrangements with solicitors. A large number of agents and online brokers 'recommend' solicitors paying the highest commission, rather than the best value conveyancing in Fairwater