We are a couple about to sign contracts for a garden flat in Rudry. We have hit a snag. The loan offer with Chelsea Building Society runs out on 15/7/2026 but the sellers are suggesting a completion date of 17/7/2026. Can one prolong the mortgage expiry date?
The best person to address this issue is your conveyancer who will assess whether they better off negotiating with the mortgage broker, owner’s solicitors, estate agents or possibly all three given the history of your transaction as of today.
My wife and I have recently appointed a conveyancing solicitor in Rudry. I need to find out if they are on the Lloyds TSB Bank approved list of lawyers. Could you advise?
You should phone your lawyer and enquire whether they can act for the lender. Otherwise you can get in touch with Lloyds TSB Bank who may be able to confirm.
We are getting the release of further monies on our mortgage from Clydesdale as we wish to conduct a loft conversion to our house in Rudry. Do we need to appoint a high street Rudry solicitor on the Clydesdale conveyancing panel to handle the legals?
Clydesdale would not normally require firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale conveyancing panel.
I'm in the process of looking at houses in Rudry and I am about to put in an offer. Is it too early to have a solicitor in place? I will be getting a home loan with UBS.
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. As you are getting a mortgage with UBS, make sure you remember to check that your lawyer is on the UBS conveyancing panel.
I recently had an offer accepted on an apartment in Rudry. My mortgage broker pressured me to appoint their lawyer. I paid an on account payment of £150. A couple of days later, the lawyer contacted me sheepishly admitting that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Should commercial conveyancing searches disclose planned roadworks that could impact a commercial site in Rudry?
Many commercial conveyancing solicitors in Rudry will conduct a SiteSolutions Highways report as it reduces the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Rudry. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Rudry.
For each commercial conveyancing transaction in Rudry it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may cause delays to Rudry commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Rudry.
I am buying a new build flat in Rudry. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Rudry
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Forfeiture - bankruptcy or liquidation must not apply under this provision. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
I've recently found out that there is a flying freehold element on a property I put an offer in last month in what should have been a straight forward, chain free conveyancing. Rudry is the location of the property. Is there any guidance you can give?
Flying freeholds in Rudry are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Rudry you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Rudry may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.