My financial adviser says he needs my Llandaff lawyer’ panel reference for the HSBC conveyancing panel. Can you suggest how I obtain this. I have contacted my local Llandaff office but they cant find it on their system.
You are best placed to get this information from your Llandaff lawyer . They retain a central record lender panel numbers.
I am selling our property in Llandaff and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any high street Llandaff lawyer would know that there is no such problem. It does beg the question why the buyers are using a web based conveyancing practice rather than a conveyancing solicitor in Llandaff. We have lived in Llandaff for six years we know that this is a non issue. Should we contact our local Authority to obtain confirmation need.
It would appear that you have a conveyancing firm already. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Are there restrictive covenants that are commonly identified as part of conveyancing in Llandaff?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Llandaff. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a flat up to £195,000 and identified one round the corner in Llandaff I like with open areas and railway links nearby, the downside is that it's only got 51 remaining years left on the lease. I can't really find anything else in Llandaff for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you need a home loan the remaining unexpired lease term will likely be a potential deal breaker. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you can request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this matter.
I'm remortgaging my current home to a buy to let mortgage with The Mortgage Works and I will use the ballance of the raised equity as a down payment on another house. The location we are talking about is Llandaff. Will your conveyancers be able to act for both sets of lenders and tie in the two deals?
Make use of our comparison tool on this site to check that the conveyancers are on the relevant lender panels. Assuming that they are the lawyer should be able to simultaneously deal with the two conveyancing matters but you should talk with you solicitor and make clear your desired outcome and needs.
Having had my offer accepted I require leasehold conveyancing in Llandaff. Before I set the wheels in motion I would like to find out the remaining lease term.
If the lease is recorded at the land registry - and almost all are in Llandaff - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Llandaff Conveyancing for Leasehold Flats - A selection of Queries Prior to Purchasing
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Is there a share of the freehold? Many Llandaff leasehold properties will have a service bill for maintenance of the block set by the freeholder. Where you buy the flat you will have to meet this amount, normally in instalments throughout the year. This may vary from a couple of hundred pounds to thousands of pounds for bigger purpose-built blocks. In all probability there will be a ground rent for you to pay annual, this is usually not a exorbitant amount, say around £25-£75 but you should to enquire it because sometimes it can be many hundreds of pounds.