How up to date is your database of Roath Park solicitors on the Co-operative conveyancing panel? Do Co-operative send you an updated list?
Roath Park conveyancing firms themselves provide us confirmation that they are on the Co-operative conveyancing panel as opposed to being supplied with a list from Co-operative directly.
What is the difference between a licensed conveyancer and conveyancing solicitor in Roath Park
There are many registered licenced Conveyancers in Roath Park and Solicitor firms in Roath Park to choose from We would stress that the two are regulated professionals specialising in the legal work in transferring property. The two can handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
My wife and I buying a terrace house in Roath Park. The intention is to carry out an extension to the side at the property.Will the conveyancing process include enquiries to determine if these alterations are allowed?
Your property lawyer should review the registered title as conveyancing in Roath Park can sometimes identify restrictions in the title documents which prevent certain alterations or need the consent of another owner. Some additions call for local authority planning consent and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be wise to check these issues with a surveyor before you commit yourself to a purchase.
Completion of my remortgage has taken place for my property in Roath Park. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
My friend recommended that where I am buying in Roath Park I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally quoted for as part of the standard Roath Park conveyancing searches. It is not a small document of about 40 pages, listing and detailing significant information about Roath Park around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful data about Roath Park.
The deeds to our property can not be found. The conveyancers who did the conveyancing in Roath Park 10 years ago have long since closed. What are my options?
As long as you have a registered title the details of your proprietorship will be held by HMLR with a Title Number. It is easy to perform a search at the Land Registry, find your property and obtain up to date copies of the property title for a small fee. Where the property is Leasehold then the Land Registry will also normally retain a certified copy of the Registered Lease and again, a copy can be obtained for twenty pounds.
I am looking for a flat up to £245,000 and identified one round the corner in Roath Park I like with a park and railway links nearby, however it only has 61 years unexpired on the lease. I can't really find anything else in Roath Park in this price bracket, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you require a mortgage the shortness of the lease will be a potential deal breaker. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least 2 years you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
Is it simple use the search app to locate a conveyancing solicitor in Roath Park on the authorised to act for my bank?
First choose a lender such as Yorkshire Building Society, Bank of Scotland or Clydesdale then type in your location e.g. Roath Park. Conveyancing firms in Roath Park and nationally will then be listed.