We are about to sign contracts for a property in Roath Park. We encountered a problem. The mortgage offer with Skipton Building Society runs out on 15/5/2026 but the owners are insisting on a completion date of 19/5/2026. Is it possible to prolong the mortgage expiry date?
The best person to deal with your question is your lawyer who will determine whether he or she is better off negotiating with the lender, seller’s solicitors, selling agents or possibly all parties taking into account what has gone on in your conveyancing as of today.
We see that you have a post code search directory identifying solicitors on the Nationwide conveyancing panel. Do firms pay you a commission if I instruct them for our own conveyancing in Roath Park?
We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Roath Park.
3 months have gone by since my purchase conveyancing in Roath Park completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Roath Park differ for newly converted properties?
Most buyers of new build premises in Roath Park approach us having been asked by the builder to sign contracts and commit to the purchase even before the house is completed. This is because house builders in Roath Park tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Roath Park or who has acted in the same development.
I opted to have a survey done on a house in Roath Park before instructing conveyancers. I have been told that there is a flying freehold overhang to the property. The surveyor advised that some lenders may not issue a mortgage on a flying freehold home.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Roath Park. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Roath Park to see if the conveyancing costs will increase in light of this.
I need to retain a conveyancing solicitor for remortgage conveyancing in Roath Park. I have stumble across a web site which seems to have the perfect solution If there is a chance to get all this stuff completed via email that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?