What does my ID and proof of funds have anything to do with my conveyancing in Pontprennau? What am I being asked for?
You are right in the requirement set out by your lawyer has nothing to do with conveyancing in Pontprennau. Nowadays you will not be able to complete any conveyancing process without first handing over evidence of your identity. This usually takes the form of a either your passport or driving licence and a utility bill. Please note that if you are supplying your driving licence as proof of identification it needs to be both the paper part and photo card part, one is not satisfactory in the absence of the other.
Evidence of the source of money is required under Money Laundering Regulations. Don’t be offended when you are asked to produce this as your lawyer must retain this information on record. Your Pontprennau conveyancing lawyer will require evidence of proof of funds prior to accepting any funds from you into their client account and they will also ask further queries regarding the source of funds.
We wanted to use a property lawyer in Pontprennau for our house purchase. Our financial adviser has since notified us that our mortgage company Nottingham Building Society won't deal with them. Surely this is unfair competition?
A bank can insist on an approved solicitor act for it. Borrowers are expected to meet the cost of this. Do use our database to select a solicitor to conduct conveyancing in Pontprennau on the Nottingham Building Society member panel.
My wife and I purchasing a terrace house in Pontprennau. The intention is to carry out an extension to the side at the house.Will legal conveyancing on the property involve investigations to see if these works are prohibited?
Your conveyancer should check the deeds as conveyancing in Pontprennau can sometimes identify restrictions in the title documents which prohibit certain alterations or need the permission of another owner. Many additions call for local authority planning consent and approval in compliance with building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be wise to check these things with a surveyor ahead of any purchase.
We are getting the release of further funds on our mortgage from Bank of Ireland as we intend to carry out renovations to our house in Pontprennau. Do we need to appoint a high street Pontprennau solicitor on the Bank of Ireland conveyancing panel to handle the legals?
Bank of Ireland do not ordinarily appoint a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Bank of Ireland panel.
I recently had an offer agreed on an apartment in Pontprennau. My mortgage broker recommended their conveyancers. I paid an advanced payment of £150. Shortly after, the lawyer contacted me to say that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am purchasing a property and the solicitor has identified Chancel Repair to which the property could be obligated to contribute to as it falls into the area of such a church. He has suggested insurance. Is this strictly warranted for conveyancing in Pontprennau
Unless a prior acquisition of the property took place after 12 October 2013 you may take it that conveyancing practitioners carrying out conveyancing in Pontprennau to remain encouraging a chancel search and or insurance against a claim.
I have a 4 bedroom Edwardian house in Pontprennau. Conveyancing solicitor represented me and Clydesdale. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold under the matching property. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Pontprennau and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing lawyer who conducted the conveyancing.
Should I choose a Pontprennau conveyancing solicitor based in the location that I am hoping to buy? I have an old university friend who can carry out the conveyancing however her office is 400miles away.
The primary upside of using a local Pontprennau conveyancing firm is that you can visit the firm to sign paperwork, deliver your ID and apply pressure on them where appropriate. They will also have local knowledge which is a plus. However nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and the majority were impressed that should trump using an unknown Pontprennau conveyancing solicitor solely due to them being round the corner.