Is there a reason to instruct a Canton conveyancing firm given that national alternatives are more affordable?
By all means make sure that you shop around for conveyancing costs in Canton and you should seek a competitive quote but don’t become consumed with getting the cheapest Canton conveyancer. Appointing the right conveyancer can mark the distinction between a smooth and a frustrating home move. You need to ensure that you have expert advice from a trusted lawyer. Emails can't take the place of a telephone discussion and are no substitute for a one to one appointment. Our partner firms will allocate you a qualified and experienced conveyancing solicitor who can handle your conveyancing from beginning to end, providing a level of hand holding that you are unlikely to received from an online conveyancer. He or She will update you on headway and keep you informed. Should you need to phone the firm you will know who you need to speak to and we'll be sure you're not left wondering what's going on.
Last October we completed a house move in Canton. We have noticed several issues with the property which we consider were overlooked in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that needed to have been ordered as part of conveyancing in Canton?
It is not clear from the question as to the nature of the problems and if they are specific to conveyancing in Canton. Conveyancing searches and due diligence undertaken during the buying process are supposed to help avoid problems. As part of the process, a seller completes a questionnaire called a Seller’s Property Information Form. answers is inaccurate, you could possibly take legal action against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Canton.
This question may be naive but I am unseasoned as FTB of a ground floor flat in Canton. Do I pick up the keys to the premises on completion from my solicitor? If this is the case, I will instruct a local conveyancing solicitor in Canton?
On the day of completion you do not need to attend the conveyancers office in Canton. Your solicitors will electronically transfer the purchase money to the owner’s solicitors, and once they have received this, you will be able to receive the keys from the selling Agents and start moving into the property. Usually this happens early afternoon.
I had a mortgage agreed in principle with Co-operative. Canton conveyancing solicitors have been appointed. What is the average time that one could expect to receive a mortgage offer from Co-operative?
There is no definitive answer here. Have Co-operative conducted the survey? Have you advised Co-operative as to your lawyers' details and checked that your lawyers are on the Co-operative conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
Completion of my purchase has taken place for my property in Canton. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I have a semi-detached Georgian property in Canton. Conveyancing practitioner acted for me and Skipton Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, another for leasehold under the exact same property. I thought I was buying a freehold how can I check?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Canton and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing solicitor who conducted the work.
Hoping to buy a property located in Canton and I am already nervous. I couldn't find anything specific about Canton. Conveyancing will be needed in due course but do you know about the Canton area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Canton. In the meantime here are some basic statistics that we found
When it comes to leasehold conveyancing in Canton what are the most common lease defects?
Leasehold conveyancing in Canton is not unique. Most leases are drafted differently and legal mistakes in the legal wording can sometimes mean that certain clauses are missing. The following missing provisions could result in a defective lease:
-
Service charge per centages that don't add up correctly leaving a shortfall A provision to repair to or maintain elements of the premises
You could have difficulties when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Birmingham Midshires, Barnsley Building Society, and Platform Home Loans Ltd all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is defective they may refuse to grant the mortgage, forcing the purchaser to pull out.
Canton Leasehold Conveyancing - Sample of Questions you should consider before Purchasing
-
Is anyone aware of any major works on the horizon that could add a premium to the maintenance charges? How long is the Lease? The answer will be useful as a) areas may cause problems in the building as the common areas may begin to deteriorate if services are not paid for b) if the leaseholders have an issue with the running of the building you will need to know about it