We chose a high street lawyer for my conveyancing in Cardiff last week. After carefully reading the official terms of business it is apparent thatI am responsible for charges even if the sale aborts. Should I ditch them and appoint an internet conveyancing company promising no move no charge conveyancing in Cardiff?
Generally there is a concession along the lines that if "No Sale No Fee" is advertised then the conveyancing charges will tend to be be higher to neutralise those transactions that abort. You should be mindful that these promotions generally do not protect you from expenses for instance Cardiff conveyancing search fees.
I have given 8 weeks notice to my existing landlord and must vacate my let out flat in Cardiff by the end of next month. Conveyancing on my purchase is progressing. How realistic is it to complete in six weeks as I wish to avoid having to move into temporary accommodation?
It is unwise to give notice for your letting unless you have exchanged. Assuming that you have not previously done so, speak to your lawyer and ask them to they chase the owners side, try to get a realistic time scale from them that all parties will look to achieve
we are a couple who intend to purchase a 3 bedroom flat in Cardiff with a homeloan from Bank of Scotland.We use our Cardiff conveyancing lawyer but Bank of Scotland advised that she’s not on their "panel". It seems we have no choice but to instruct a Bank of Scotland panel lawyer or keep our high street solicitor and fork out for a Bank of Scotland panel lawyer to represent them. We feel as though this is unjust; Can we not simply insist that Bank of Scotland use our lawyer?
Unfortunately,no. The loan issued to you contains terms and conditions, one of which will be that conveyancers will be on the Bank of Scotland solicitor panel. Until recently, most banks had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Bank of Scotland
Are there restrictive covenants that are commonly picked up during conveyancing in Cardiff?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Cardiff. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
The estate agent has sent us the confirmation of our purchase of a new build apartment in Cardiff. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Cardiff
Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are architect prepared. Please supply a car parking plan. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
My uncle has recommend that I use his conveyancing solicitors in Cardiff. Should I use them?
There are no two ways about it the ideal way to choose a conveyancing solicitor is to seek feedback from friends or family who have actually experience in using the solicitor that you are are thinking of instructing.