Me and my husband are purchasing a flat in Cardiff. My property lawyer is not listed on the mortgage company conveyancing list. Can I still continue with my Cardiff conveyancing solicitor notwithstanding that they are excluded from the lender panel?
One will need to appoint a lawyer to complete the formalities if you require a mortgage to buy your property. The property lawyer will carry out all the relevant legal checks on the property, ensuring that you’re properly registered as the owner and ensure that all the required mortgage documentation is in order. One could appoint a Cardiff lawyer of your choice. However, if the property lawyer appointed is not on the lender approved list additional fees will be incurred as separate legal representation will be required by them. Conveyancing panel applications may be submitted, so provided your solicitor has not previously applied for membership they can do so.
I am planning to acquire a flat and require a conveyancing solicitor in Cardiff who is on the Halifax solicitor. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Halifax in certain locations such as Cardiff. We dont recommend any particular firm.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Cardiff. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Cardiff
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Please provide evidence that the form of Lease proposed has been approved by the Land Registry. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Due to the guidance of my in-laws I had a survey completed on a property in Cardiff in advance of appointing solicitors. I have been advised that there is a flying freehold element to the property. The surveyor has said that some banks may refuse to grant a loan on this type of house.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. If you e-mail us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cardiff. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cardiff to see if the conveyancing costs will increase in light of this.
How can the Landlord & Tenant Act 1954 affect my business offices in Cardiff and how can you help?
The particular law that you refer to affords a safeguard to commercial leaseholders, granting the legal entitlement to apply to court for a renewal lease and continue in occupation when the lease reaches an end. There are certain specified grounds that a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and assist with commercial conveyancing in Cardiff
I need to instruct a conveyancing solicitor for residential conveyancing in Cardiff. I have stumble across a site which appears to be the ideal solution If there is a chance to get all this stuff completed via web that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?