We see that you have a search directory listing firms on the RBS conveyancing panel. Do companies pay you a referral fee if I retain them for our conveyancing in Machen?
We are a listing service only for law firms wishing to communicate if they are on the RBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Machen.
We decided to purchase a newbuild flat in Machen with a residential mortgage from Clydesdale.We use our Machen conveyancing solicitor but Clydesdale says he's not listed on their approved list of member firms. We have to appoint a Clydesdale panel lawyer or retain our high street solicitor and pay for a Clydesdale panel lawyer to act for them. This seems very unfair; is there anything we can do?
No, not really. The mortgage offered to you is subject to its various provisions, a common one being that lawyers must be on the Clydesdale solicitor panel. Until recently, most banks had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Clydesdale
Despite weeks of looking the Title Certificate and documents to our home are lost. The conveyancers who dealt with the conveyancing in Machen 10 years ago no longer exist. Will I be able to sell the house?
Nowadays there are copies made of almost everything, and your solicitor should be aware precisely where to find all the appropriate paperwork so you can buy or sell your house without any difficulty. If duplicates are not available, your lawyer can put in place insurance or indemnities protecting you against possible claims on your premises.
How does conveyancing in Machen differ for new build properties?
Most buyers of new build premises in Machen contact us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is ready to move into. This is because house builders in Machen usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Machen or who has acted in the same development.
I am 17 days into a leasehold purchase having been recommend to conveyancers by the local agent to do our conveyancing in Machen. I am not happy. Can you you assist me in finding new solicitors?
They would have to be very poor to suggest replacing them. Has the mortgage been sent? If so you must make them aware of the new contact details and have the offer are re-issued. Your new conveyancer should be on the mortgage company approved list to avoid escalating expenses and frustration. So that should be your starting point. Our find a solicitor tool can assist you in finding a lender approved lawyer for your conveyancing in Machen
A conveyancing company dealt with my conveyancing in Machen 5 years past and was holding my title documents but has since been shut down – how do I retreive these?
Title deeds, as such, no longer exist as most homes in Machen are recorded digitally at Land Registry. Should you need to prove evidence of proprietorship or are disposing of or re-mortgaging your conveyancer should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.