I was told recently by my lender that my Lisvane solicitor is not on the mortgage company Solicitor panel. What can I do to be certain whether this is indeed the case?
The best course of action for you to take is to contact your Lisvane conveyancer. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they may recommend you to a Lisvane conveyancing firm that is on the approved list of lawyers for your lender.
Completed the sale of my flat in Lisvane last July yet the purchaser is calling me to moan that their solicitor needs to hear from mylawyer. What are the post completion sale legalities now that I have sold?
Following your house sale your lawyer is committed to forward the transfer documentation and all supplemental paperwork to the purchaser's conveyancer. Where appropriate, your lawyer should also evidence that the home loan has been redeemed to the purchasers solicitors. There is unlikely to be post completion procedures specific conveyancing in Lisvane.
Are the BSA planning on creating a online directory to to identify solicitors on the Norwich and Peterborough Building Society conveyancing panel for example in Lisvane?
We would not expect to be advised of any plans on the part of the BSA to promote such a tool.
I opted to have a survey carried out on a house in Lisvane in advance of appointing conveyancers. I have been advised that there is a flying freehold overhang to the property. The surveyor has said that some banks may refuse to issue a mortgage on such a house.
It varies from the lender to lender. Santander has different requirements for example to Nationwide. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Lisvane. Conveyancing will be smoother if you use a solicitor in Lisvane especially if they are familiar with such properties in Lisvane.
What advice can you give us when it comes to choosing a Lisvane conveyancing practice to carry out our lease extension conveyancing?
When appointing a solicitor for your lease extension (regardless if they are a Lisvane conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of conveyancing. We advise that you talk with several firms including non Lisvane conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions could be helpful:
What are the legal fees for lease extension work? How experienced is the practice with lease extension legislation?
Lisvane Leasehold Conveyancing - Sample of Queries before Purchasing
Who are the managing agents? It is important to be aware if a new roof is being installed or some other major work is coming up to be shared amongst the leasehold owners and will materially impact the level of the service fees or require a one off payment. Is the freehold reversion owned collectively by the leaseholders?
Been reading online that Lisvane solicitors are more expensive than licensed conveyancers in Lisvane to use when buying a property. So is it better if I use a conveyancer or a solicitor where I am buying for my home move in Lisvane.
When it comes to conveyancing in Lisvane the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.