How do I search for the right lawyer who will supply a 1st class service for my conveyancing in Roath?
Option 1 is to ask connections whom they would seek assistance from.
Second, use a comparison service on the internet for conveyancing in Roath. Call a couple or more firms from the list and invite them to forward you their conveyancing charges and have a conversation with the lawyer who will oversee your legal process prior tomaking your decision.
Third is to use our search tool to help you find the right solicitors taking into account your own requirements including area of the property,deadlines, complexity and who your intended mortgage company is. Don't take the bait of low cost conveyancing in Roath
I am the registered owner of a freehold premises in Roath yet pay rent, why is this and what is this?
It is rare for properties in Roath and has limited impact for conveyancing in Roath but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back many centuries, but the Rent Charge Act 1977 barred the establishment of new rentcharges post 1977.
Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.
A friend informed me that in buying a property in Roath there could be various restrictions affecting the ability to carry out external alterations to the property. Is this right?
There are a number of properties in Roath which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Roath should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Is it the case that all Roath CQS (Conveyancing Quality Scheme) solicitors are on the Virgin Money conveyancing panel?
A selection of banks and building societies now make use of the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of firms.
Our sealed bid on a semi in Roath has been agreed to, the owners do nevertheless have a tied purchase. The owners have offered on somewhere, but it’s not yet agreed to, and are looking at other apartments booked. I have chosen a local conveyancing solicitor in Roath. What should be my next step? When should I get the mortgage application with UBS started?
It is usual to have concerns where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is in the region of one thousand pounds, then survey, Roath conveyancing search costs, etc). First, you must ensure that your property lawyer is on the UBS approved list. Regarding the next stages this very much depends on the uniqueness of your case, attraction to this property and on the state of the market. In a rising market many purchasers will apply for a home loan with UBS and pay for the valuation and only if it comes back ok would they pay their solicitor to proceed with searches.
What can a local search tell me about the house I am buying in Roath?
Roath conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search company for instance Searches UK The local search plays a central part in many a Roath conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your new home. The search will supply data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.
I am looking for a leasehold apartment up to £195,000 and found one close by in Roath I like with amenity areas and railway links nearby, however it only has 52 years unexpired on the lease. I can't really find anything else in Roath for this price, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you need a mortgage the shortness of the lease will be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you can request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor about this.
My brother-in-law has suggested I instruct a conveyancing solicitor in Roath. I I would like to check if they are listed on the lender's approved list of lawyers. Can you assist?
You should call your conveyancer to check if they are on the lender's panel. If that does not help call us and we can investigate and revert. If they are not on the lender panel we can certainly arrange a specialist conveyancing solicitor in Roath on the panel for your lender.