Can the conveyancing solicitors that you recommend handle attended exchange conveyancing in Whyteleafe?
We do have a number of conveyancing specialists who can conduct attended exchanges. Do call us to get a fee calculation and details as to availability.
We're in Whyteleafe, First time buyers purchasing with a mortgage (lender is Lloyds , and our lawyer is on the Lloyds conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Lloyds conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
is it true that all Whyteleafe solicitors on the TSB conveyancing panel are regulated by the Solicitors Regulatory Authority?
As solicitors, in order to be on the TSB approved list of solicitors they would need to be overseen by the SRA. The majority of mortgage companies do list licenced conveyancers on their panel in which case such practice would be regulated by the CLC.
UBS have agreed my mortgage in principle, my bid on a flat in Whyteleafe has been accepted, what happens next?
The estate agent will need to be informed of your conveyancer's details (ensure that the conveyancers are on the bank’s panel). Contact UBS or the financial adviser and finalise any appropriate documentation. UBS will instruct a valuer who will get in contact with the selling agent or vendor to schedule a time for the valuation to happen. Once carried out (assuming no problems) it takes about a week to receive the mortgage offer. UBS will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Whyteleafe.
My offer on a detached house in Whyteleafe has been agreed to, but there is a chain. The owners have placed an offer on on an apartment, however it’s not yet agreed to, and have viewings of other properties booked. I have selected a bricks and mortar conveyancing solicitor in Whyteleafe. What should be my next step? At what stage do I apply for the mortgage with Leeds Building Society?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (home loan application is in the region of £1k, then survey, Whyteleafe conveyancing search charges, etc). The first course of action is to ensure that your property lawyer is on the Leeds Building Society conveyancing panel. Concerning the next phase this very much depends on the specifics of your transaction, attraction to the property and on the state of the market. In a buoyant market many home buyers would apply for the mortgage with Leeds Building Society and arrange for the valuation and only if it was satisfactory would they pay their conveyancing practitioner to move forward with the conveyancing in Whyteleafe.
My partner and I are close to exchanging contracts on the sale of our house in Whyteleafe and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers instructed a nationwide conveyancing practice as opposed to a conveyancing solicitor in Whyteleafe. Having lived in Whyteleafe for 5 years we know that this is a non issue. Should we contact our local Authority to get confirmation that there is no issue.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Have purchased a a terraced house in Whyteleafe , how long should it take for the Land Registry to record my proprietorship? My Whyteleafe conveyancing solicitor has been very slow, so I want to be sure the registration is concluded.
As far as conveyancing in Whyteleafe is concerned, registration is no faster or slower than anywhere else in the country. Rather than based on location, timeframes can adjust according to who lodges the application, whether there are errors and whether the Land registry need to notify any interested persons or bodies. Currently in the region of three quarters of submission are completed in less than three weeks but some can be subject to longer hold-ups. Historically registration occurs once the purchaser is living at the premises thus registration formalities is not always primary concern but if there is a degree of urgency associated with the registration then you or your lawyers should communicate with the Registry to express the reasoning for an expedited registration.
I opted to have a survey completed on a property in Whyteleafe ahead of appointing lawyers. I have been advised that there is a flying freehold element to the house. My surveyor advised that some banks may refuse to give a mortgage on this type of property.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. Should you wish to call us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Whyteleafe. Conveyancing will be smoother if you use a solicitor in Whyteleafe especially if they regularly deal with such properties in Whyteleafe.