Find a Lender-Approved Local Conveyancer in Beddington

Ready to buy a new home? Find a law firm approved by your lender.

You can try and find the cheapest conveyancing solicitors in Beddington but be careful as you may get what you pay for.

Top reasons to let us assist you select a local conveyancing solicitor in Beddington

  • 1 Retaining the services of a high street Solicitor generally results in a more personalised service. When using a an online conveyancing factory, your conveyancing is handled by a team of people who check what is happening on the file by reading from their computer screens.
  • 2 This site is the only site that enables you the ability to check that your property ownership legalities in Beddington will be carried out by a property lawyer on your lender’s member panel.
  • 3 Conveyancer conveyancing firms have extremely good personal connections with Beddington estate agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 4 Firms accustomed to conveyancing in Beddington are familiar with the local concerns peculiar to Beddington and therefore you may benefit from better guidance and speedier conveyancing.
  • 5 The hallmark of our conveyancing solicitors in Beddington is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) sometimes falls short of the level of professionalism you will expect.

Examples of recent conveyancing in Beddington since July 2021*

Transfer

of semi residence, Richmond Green, CR0 4SA completing on 15/07/2021 at a price of £402,500. The legal transfer of property incorporates some of the following tasks: sending conveyancing papers to buyers representatives, securing official copies of the title, preparing statement detailing charges

Sale

of terraced property, Kelvin Gardens, CR0 4US completing on 02/08/2021 at a price of £280,000. The conveyancing process included amongst the various tasks: taking formal instructions from and updating the seller client, securing official copies of the title, preparing statement detailing charges

Acquisition

of apartment Church Road CR0 1SE, at a price of £266,000. Leasehold conveyancing legalities included: taking formal instructions from and updating the seller client, preparing statement detailing charges, setting up the completion formalities

Sale

of apartment Maldon Road SM6 8BX, at buying consideration of £295,000. Leasehold conveyancing included: sending the transfer to the vendor for signature in preparation for completion, taking formal instructions from and updating the seller client, ordering official copies of the title

Recently asked questions about conveyancing in Beddington

I can't travel far from Beddington. Can you please explain the reason why all Beddington conveyancers are not on all bank panels?

As unjust as it may seem for mortgage companies to restrict who can act for them, from the public’s or solicitor’s viewpoint, the other side of the coin is that banks are increasingly anxious and regard it imperative to protect them from mortgage fraud. As a consequence of this concern lenders are limiting their panel of approved conveyancing lawyers to a size that they are happy to control.

In what way does my ID and proof of funds have anything to do with my conveyancing in Beddington? Is this really warranted?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to check the identification documents of the person or body they are dealing with before they can accept their conveyancing instruction. The Terms of Engagement that you are required to sign will no doubt reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Where you refuse to provide identification documents, your solicitor can not take you on as a client.

I am about to put an offer on a leasehold property in Beddington. The estate agents say that it is usual for flats in Beddington to have less than 75 years remaining. I am obtaining a mortgage with Chelsea Building Society. Will the property be mortgageable given that the lease has 72 years unexpired.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 8/10/2021 the requirements read as follows :

85 years from the date of completion of the mortgage. Please ensure that you explain the implications of a short term lease to the borrower.

I am currently in the process of buying my council flat in Beddington. I have a mortgage offer with Lloyds. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Lloyds, you will need to appoint a solicitor on the Lloyds conveyancing panel.

The mortgage over my property is with Lloyds for my property in Beddington. Conveyancing has been completed 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Lloyds?

Lloyds must be informed of your intention before renting your property as this is likely to be a breach of Lloyds’s mortgage conditions. It may be that Lloyds will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. It should not be necessary to do this via a Lloyds conveyancing panel firm.

My offer on a property in Beddington has been accepted, the sellers do however have an associated purchase. The owners have offered on a flat, but it’s not been accepted yet, and have viewings of other apartments in the pipeline. I have selected a nearby conveyancing solicitor in Beddington. What should be my next step? When do I get the mortgage application with Aldermore started?

It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then valuation, Beddington conveyancing search charges, etc). The first thing to do is ensure that your property lawyer is on the Aldermore conveyancing panel. Regarding the subsequent phase this very much dictated by the uniqueness of your case, desire for this property and on the state of the market. During a rising market the majority of buyers will apply for a home loan with Aldermore and arrange for the valuation and only if it was satisfactory would they ask their conveyancer to move forward with searches.

I am a sole trader intending to take an assignment of a lease of an office on a shopping parade. Can you recommend solicitors offering no-sale-no charges for commercial conveyancing in Beddington for less than £1,200?

We can recommend firms who have an in-depth of experience of commercial conveyancing in Beddington, including the sale and acquisition of businesses as well as simply property. If you are hoping to buy or dispose of a shop, pub, restaurant, office, retail unit or a complete business we can find you the right firm. Regarding the fees these will vary based on the structure and complexity of the proposed transaction. Please provide us with your contact information or phone us so that we may supply you with a detailed commercial conveyancing quote.

I am buying a maisonette mortgage free. I have provided solicitor with 2 distinct proof of photo ID, bank statement, multiple utility bills. Now he requires a copy from a probate lawyer stating that the money is in place and that it has come from inheritance and not dealing E's in Ibiza.

For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Beddington conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.

Last updated

Sample of conveyancing solicitors in Beddington regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Beddington but also conveyancing throughout England and Wales.

  • David Rubie Mitchell & Co, 306 Stafford Road, Croydon, Surrey, CR0 4NH
  • Cardinal Solicitors, 2nd Floor, 51-53 London Road, Croydon, Surrey, CR0 2RF
  • Greater London Solicitors, First Floor, 343 London Road, Croydon, Surrey, CR0 3PA
  • Streeter Marshall, 74 High Street, Croydon, Surrey, CR9 2UU
  • Mansouri & Son, 37a - 37b High Street, Croydon, Surrey, CR0 1QB

Domestic Licensed Conveyancers in Beddington regulated by the Council of Licensed Conveyancers

Please be aware that the listed conveyancers do not limit their work for conveyancing in Beddington but also conveyancing throughout England and Wales.
  • R & C Property Lawyers Llp, 10A Upper Tooting Road, SW17 7PG

Planning law solicitors in Beddington regulated by the Solicitors Regulation Authority

The firms listed below are a non-comprehensive list of solicitors in Beddington specialising in planning law. This could include advice on special planning controls
  • Gowen & Stevens Llp, 5 Mulgrave Chambers, 26-28 Mulgrave Road, Sutton, Surrey, SM2 6LE
  • Crescent Law, 81 London Road, Morden, Surrey, SM4 5HP
  • Jeremy Marozzi & Co Solicitors, 12 Merton Park Parade, Wimbledon, London, SW19 3NT
  • Gregsons, St Christophers House, 19 Tabor Grove, London, SW19 4EX
  • Capsticks Solicitors Llp, 1 St. Georges Road, Wimbledon, London, SW19 4DR

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.