Can I use your services to locate a Conveyancing solicitor in Angel even if I’m not purchasing or disposing of a house, for example where I want to acquire a shop in Angel with a loan from Bank of Ireland?
Our comparison service is mainly there to find domestic conveyancing solicitors in Angel but we have listed at the end of this page a selection of Angel commercial conveyancing firms. You should make contact with the solicitors directly to check if they can also act for Bank of Ireland
Do I have to have a meeting at the offices of the solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Angel so that I can pop in to their offices when needed.
Whereas this was necessary ten years ago, the vast majority mortgage companies no longer need their conveyancing panel lawyer to witness the mortgagors signature. You will still be obliged to provide identification documents and there are still manifest benefits to using a local practitioner, in your case a conveyancing solicitor in Angel.
I am purchasing a property in Angel. An unusual aspect is that the roof has a solar panel. UBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with UBS your lawyer must check the formal instructions contained in Section 2 of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and conveyancers are required to report to UBS where a lease does not satisfy these specifications. The requirements relate to the installation of panels on properties in England and Wales and is not restricted to Angel.
I have decided to exercise my right to buy my property in Angel off the council. I have a mortgage agreed with Coventry BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.
The formalities of my purchase has taken place for my property in Angel. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Due to the advice of my in-laws I had a survey completed on a property in Angel ahead of retaining lawyers. I have been told that there is a flying freehold overhang to the house. Our surveyor has said that some banks tend refuse to give a mortgage on such a property.
It varies from the lender to lender. Santander has different instructions from Nationwide. Should you wish to call us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Angel. Conveyancing will be smoother if you use a solicitor in Angel especially if they are accustomed to such properties in Angel.
My company is looking to lease a unit on a shopping parade. Can you recommend conveyancers offering no-sale-no charges for commercial conveyancing in Angel for less than £2000?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Angel, including the disposal and acquisition of businesses as well as simply premises. If you are hoping to acquire or lease a shop, pub, restaurant, office, retail premises or a whole business we can find you the right firm. As for the charges this will depend on the structure and terms of the proposed transaction. Let us have your details or telephone us so that we can provide you with a fixed commercial conveyancing calculation.
My mum and dad are encountering difficulties in finding their Angel land registry title on the site. They have a vague recollection fifty years ago when they purchased the bungalow there were complications concerning the address not being identified on some systems.
The vast majority of properties in Angel should be revealed. Have you tried a search with simply the postcode. Ordinarily it should disclose all the houses and flats inside the postcode. Assuming the property is recorded it will be there with a title number. Where they bought back in the 70’s it's conceivable it may be not yet registered. The address might still be revealed but with the title number identified as 'na'. In this scenario you will need to find the original title papers which may be with your parent’s lender.