My partner and I have lately acquired a house in Biggin Hill. We have noticed several problems with the property which we consider were omitted in the conveyancing searches. What action can we take? Can you clarify the type of searches that needed to have been ordered as part of conveyancing in Biggin Hill?
It is not clear from the question as what problems have arisen and if they are relate to conveyancing in Biggin Hill. Conveyancing searches and investigations initiated during the buying process are supposed to help avoid problems. As part of the process, a property owner completes a questionnaire referred to as a SPIF. If the information ends up being inaccurate, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Biggin Hill.
Finally the sale completed on my house in Biggin Hill last December yet the purchaser is e-mailing me to say his solicitor needs to hear from mine. What are the post completion sale legalities following completion?
After completion of your house sale your lawyer should send the transfer documentation and all supplemental paperwork to the buyer’s conveyancer. Where appropriate, your solicitor must also confirm that the mortgage has been paid off to the buyers solicitors. There are no post completion procedures just for conveyancing in Biggin Hill.
I have been recommended a conveyancing solicitor in Biggin Hill. I need to find out whether they are accepted on the Platform Home Loans Ltd approved list of lawyers. Could you advise?
The first thing to do is e-mail the conveyancer and ask them whether they can act for the bank. Otherwise you should call Platform Home Loans Ltd who may be able to help.
I used Action Conveyancing a few years past for my conveyancing in Biggin Hill. I now require my papers however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Biggin Hill of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying my first flat in Biggin Hill benefiting from help to buy. The developers would not reduce the price so I negotiated 6k of fixtures and fittings instead. The house builders rep suggested that I not to tell my lawyer about the deal as it may adversely affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am thinking of appointing a conveyancing lawyer in Biggin Hill for my house move. Can I review a solicitor's complaints history with the legal regulator?
Members of the public can see published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, use +44 (0)121 329 6800. The regulator sometimes monitor telephone calls for training reasons.