It has come to my attention via my IFA that my Biggin Hill lawyer is not on the lender Solicitor panel. How can I be sure whether this is correct?
You need to call your Biggin Hill conveyancer. You lawyer should inform you of the situation. If they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your lender.
My aunt passed away 10 months ago and as sole heir and executor I was left the property in Biggin Hill. The house had a small mortgage left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Leeds Building Society, pay off the mortgage. Is this possible?
Given you intend to re-mortgage then Leeds Building Society will insist on your using a conveyancer on the Leeds Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Leeds Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Leeds Building Society mortgage is registered as a charge at the Land Registry.
What will a local search tell me about the property I am purchasing in Biggin Hill?
Biggin Hill conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search company for example Onsearch The local search is essential in every Biggin Hill conveyancing purchase; that is if you don’t want any nasty once you have moved into your property. The search will supply information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
Do I need to be suspicious about brokers that I am dealing with are recommending a web based conveyancing firm rather than a local Biggin Hill conveyancing practice?
As with lots of professional services, often input from connections can be worth their weight in gold. Nevertheless there are numerous people with a keen interest in a conveyancing transaction; estate agents, mortgage brokers and mortgage companies may put forward lawyers to instruct. On occasion the conveyancers might be known to one of the organisations as one of the best in their field, but sometimes there may be a commercial relationship behind the endorsement. You have the discretion to select your preferred lawyer. You need to be aware that many lenders operate an approved list of lawyers you have to use for the mortgage aspect of your house move.
I need to instruct a conveyancing solicitor for purchase conveyancing in Biggin Hill. I've discover a web site which looks to be the perfect offering If it is possible to get all the legals completed via email that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Are there any apps to help search for a Biggin Hill conveyancing solicitor on the bank conveyancing panel? I have a car and am prepared to travel up to 20miles to attend the lawyer.
Feel free to make use of the find a conveyancing panel search on this page. Please choose the lender and your location, in this case Biggin Hill and you will see a number of lawyer located nearest Biggin Hill. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the lender solicitor panel.