We are a couple about to exchange contracts for a ground floor flat in Biggin Hill. We encountered a snag. The mortgage offer with The Royal Bank of Scotland runs out on 7/11/2024 but the sellers are putting forward a completion date of 11/11/2024. Can one extend the loan offer?
The person best placed to deal with your issue is your conveyancer who will hopefully determine if he or she is should be discussing with the lender, vendor’s lawyers, estate agents or conceivably all parties given what has gone on in your conveyancing as of today.
I need some fast conveyancing in Biggin Hill as I am faced with an ultimatum to complete within 4 weeks. A home loan is not required. Can I decline from having conveyancing searches to save fees and time?
If.Given you are not getting a mortgage you are at liberty not to do searches although no law firm would suggest that you don't. Drawing on our experience of conveyancing in Biggin Hill the following are examples of what can show up and adversely affect future mortgageability: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Road Schemes,...
About to purchase a new build apartment in Biggin Hill. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Biggin Hill
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
Due to the encouragement of my in-laws I had a survey completed on a house in Biggin Hill before instructing conveyancers. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some banks will refuse to grant a mortgage on a flying freehold house.
It depends who your proposed lender is. HSBC has different instructions for example to Halifax. If you call us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Biggin Hill. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Biggin Hill to see if the conveyancing will be more expensive.
How do I search for a Biggin Hill solicitor on the Santander conveyancing panel? I am a keen cyclist and am prepared to travel upto 25kilometers to meet the lawyer.
You can use the tool on this website. Please select a lender and your location and you will see a number of Biggin Hill conveyancing lawyers based on proximity. We have listed some Biggin Hill conveyancing firms at the bottom of this page and you can telephone them to check whether they are on the Santander panel
Our conveyancing in Biggin Hill is completing next Friday, yet the sellers I am buying off has asked to vacate 24 hours later at noon. Should I agree to such a plan?
You can't complete on a Saturday due to the bank systems aren't working.