I am buying a end of terrace house in Coulsdon. We would like to carry out an extension to the side at the property.Will legal conveyancing on the property involve enquiries to ascertain if these alterations are allowed?
Your property lawyer should review the registered title as conveyancing in Coulsdon can on occasion identify restrictions in the title documents which prohibit certain works or necessitated the permission of a 3rd party. Certain works call for local authority planning permissions and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor before you commit yourself to a purchase.
My lawyer has informed me that restrictive coveneant insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Coulsdon?
The appropriate level of restrictive coveneant indemnity insurance should be dictated by who your lender. It would differ for example between Yorkshire Building Society and Barnsley Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.
Completion of my remortgage has taken place for my property in Coulsdon. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
We are close to exchanging contracts on the sale of our home in Coulsdon and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. Any high street Coulsdon lawyer would know this is not the case. It does beg the question why the purchasers instructed a web based conveyancing outfit as opposed to a conveyancing solicitor in Coulsdon. We have lived in Coulsdon for many years we know that this is a non issue. Is it a good idea to contact our local Authority to seek clarification that the buyers are looking for.
It would appear that you have a conveyancing solicitor already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Just acquired a semi-detached house in Coulsdon , how long will it take for the Land Registry to record the transfer to my name? My Coulsdon conveyancing solicitor has been very slow, so I want to be certain the land registry aspects are dealt with.
There is nothing unique when it comes to conveyancing in Coulsdon registration formalities. Rather than based on location, timeframes can adjust subject to the party submitting the application, whether there are errors and whether the Land registry communicate with any other persons or bodies. At present approximately 80% of submission are completed in less than three weeks but some can be subject to extensive delays. Historically registration takes place once the purchaser is living at the premises therefore an expedited registration is not typically primary concern but if there is a degree of urgency associated with the registration then you or your solicitor could communicate with the Registry to express the reasoning for an expedited registration.
How does conveyancing in Coulsdon differ for new build properties?
Most buyers of new build or newly converted property in Coulsdon come to us having been asked by the seller to sign contracts and commit to the purchase even before the property is built. This is because house builders in Coulsdon typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Coulsdon or who has acted in the same development.
My partner has suggested that I use his conveyancing solicitors in Coulsdon. Should I find my own conveyancer?
Much as we are happy to recommend a Coulsdon conveyancing lawyer the best way to choose a conveyancing solicitor is to get referrals from friends or family who have experience in using the firm you're are thinking of instructing.
If all goes to plan we aim to complete the disposal of our £475,000 maisonette in Coulsdon on Wednesday in a week. The management company has quoted £396 for Landlord’s certificate, insurance certificate and 3 years service charge statements. Is it legal for a freeholder to charge exorbitant fees for a leasehold conveyance in Coulsdon?
For most leasehold sales in Coulsdon conveyancing will involve, questions about the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
Completing pre-exchange enquiries
Where consent is required before sale in Coulsdon
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I own a basement flat in Coulsdon. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal determine the amount payable for a lease extension?
Most certainly. We are happy to put you in touch with a Coulsdon conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a Coulsdon premises is 223 Brighton Road in September 2013. The premium payable for the acquisition freehold of the properties should be £10,934 (Ten thousand,nine hundred and thirty four pounds) This case was in relation to 3 flats. The number of years remaining on the existing lease(s) was 75 years.