When it comes to lenders such as UBS, do Edenbridge lawyers face an annual charge to be on the list of approved solicitors?
We are unaware of any bank fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
Is there a list of Virgin Money panel conveyancers in Edenbridge on the UK Finance Lenders’ Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lending institutions make their panel listings available over the internet. If you are seeking to appoint a Edenbridge lawyer on the Virgin Money please use our tool.
I recently had an offer accepted on an apartment in Edenbridge. My mortgage broker suggested a property lawyer. I paid an on account payment of £200. Soon after, the lawyer called me embarrassingly acknowledging that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
How does conveyancing in Edenbridge differ for newly converted properties?
Most buyers of new build or newly converted property in Edenbridge contact us having been asked by the developer to sign contracts and commit to the purchase even before the premises is ready to move into. This is because new home sellers in Edenbridge usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Edenbridge or who has acted in the same development.
I have been recommended by a number of property agents in Edenbridge to choose a property lawyer using your seach tool. Is there a financial upside for Estate Agents to recommend your lawyers over and above another?
We don’t give any commission for directing people our way. We thought it would be too underhand to pay a commission because a client could think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ So we decided to step away from that.
I need to instruct a conveyancing solicitor in Edenbridge for my remortgage. Is there any facility to review a firm’s complaints history with the legal regulator?
One can read presented Solicitor Regulator Association (SRA) decisions arising from investigations commenced on or after Jan 2008. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, use +44 (0)121 329 6800. The regulator may monitor telephone calls for training purposes.
Looking forward to exchange soon on a garden flat in Edenbridge. Conveyancing lawyers have said that they will have a report out to me within the next couple of days. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in Edenbridge should include some of the following:
What you can do if another leaseholder in the building breaches a clause of their lease? Additions to the flat Where does the liability rest to repair and maintain the main walls and foundations. It is important for you to know who is responsible the repair and maintenance of all parts of the block and communal areas Does the lease prevent you from subletting the flat, or having a home office for business Advice as to the provision in the lease to to contribute towards maintenance costs - with regard to both the building, and the wider rights a tenant has
I invested in buying a basement flat in Edenbridge, conveyancing formalities finalised October 1995. Can you work out an approximate cost of a lease extension? Equivalent flats in Edenbridge with over 90 years remaining are worth £192,000. The ground rent is £55 yearly. The lease finishes on 21st October 2075
You have 54 years left to run we estimate the price of your lease extension to be between £32,300 and £37,400 plus legals.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to provide a more accurate figure without more detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not move forward based on this information before getting professional advice.
Do online conveyancing organisations cover everything a high street Edenbridge solicitor does or do I still need to employ a solicitor for the final stages for my conveyancing in Edenbridge?
Where you instruct an online conveyancer they will undertake all the work your Edenbridge conveyancer will cover.