Much to our surprise we have been told by our mortgage adviser that my Lingfield property lawyer is not on the mortgage company Solicitor panel. How can I be sure if this is correct?
You need to call your Lingfield conveyancer. It is reasonable to expect your lawyer to notify you of the situation. Where they are not on the panel they may recommend you to a Lingfield conveyancing firm that is on the conveyancing panel for your bank.
A friend recommended that where I am purchasing in Lingfield I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually quoted for as part of the standard Lingfield conveyancing searches. It is a large report of about 40 pages, listing and detailing important information about Lingfield around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Lingfield Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information about Lingfield.
The deeds to my house can not be found. The conveyancers who dealt with the conveyancing in Lingfield 4 years ago are no longer around. Will I be able to sell the house?
You no longer need to hold title deeds to prove you are the owner of your registered land or property, as the Land Registry hold details of all registered land or property electronically.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in two weeks back in what should have been a simple, chain free conveyancing. Lingfield is where the house is located. What do you suggest?
Flying freeholds in Lingfield are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Lingfield you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lingfield may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Is it possible to switch solicitor as I need to instruct a firm on the Platform Home Loans Ltd conveyancing panel. I hired a high street conveyancing solicitor in Lingfield five minutes from me but the firm is not approved by Platform Home Loans Ltd
We will our best to assist in finding you a conveyancing solicitor in Lingfield on the Platform Home Loans Ltd panel. Please note that the conveyancers that we list do not pay us fee if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Lingfield. Using search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Lingfield.
Do I stop the direct debit for my mortgage with Coventry BS as soon as a completion date for my home sale in Lingfield has been set?
You are best advised to continue meeting any mortgage sums to Coventry BS pending the mortgage being paid off from the proceeds of sale as part of your Lingfield conveyancing.