My fiancee and I are purchasing our first home. Our solicitor has calledto check if we would like to order supplemental conveyancing searches. We are really unsure what's appropriate for conveyancing in Bellingham
The extent of Bellingham conveyancing searches should be triggered based entirely on the premises, the location, the possibility of any of these risks, your knowledge of the locality and risks, your overall approach to risk. What is important is that you adequately understand what information the searches could provide. Then you can make a decision if you consider that you need that search. Where you are unsure, ask the conveyancing practitioner to explain.
My wife and I are selling our property in Bellingham and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. Any high street Bellingham lawyer would know that there is no such problem. It does beg the question why the purchasers used a national conveyancing practice as opposed to a conveyancing solicitor in Bellingham. Having lived in Bellingham for three years we know that this is a non issue. Do we contact our local Authority to seek confirmation that there is no issue.
It would appear that you have a conveyancing solicitor already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Are there restrictive covenants that are commonly picked up as part of conveyancing in Bellingham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Bellingham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Just had an offer accepted on a new build apartment in Bellingham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Bellingham
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The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Please supply a car parking plan. Please confirm the Lease plans are architect prepared. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
I opted to have a survey completed on a house in Bellingham prior to appointing conveyancers. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some banks tend refuse to grant a mortgage on such a home.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. If you contact us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bellingham. Conveyancing may be slightly more expensive based on your lender's requirements.
Should I be concerned about brokers that I am dealing with are encouraging me to use a nationwide conveyancing firm as opposed to a High Street Bellingham conveyancing firm?
As with lots of professional services, often suggestions from connections can be extremely useful or valuable. Yet there are numerous parties with a vested interest in a conveyancing transaction; estate agents, mortgage brokers and lenders may recommend lawyers to select. Sometimes these conveyancers might be known to one of the organisations as one of the best in their field, but sometimes there exists a commercial relationship behind the endorsement. You are at liberty to choose your own lawyer. Don't forget that most banks have an approved list of lawyers you have to use for the mortgage related work in your transaction.