I am not in a position to travel far from Copthorne. Is there a reason why all Copthorne lawyers are not on all lender panels?
As inequitable as it may appear for banks to restrict who can represent them, from the public’s or solicitor’s perspective, the other side of the coin is that mortgage companies are increasingly anxious and consider it essential to shield themselves against mortgage fraud. As a result of this concern lenders are limiting their conveyancing panel to a size that they are happy to control.
My partner and I are downsizing from our home in Copthorne and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. A local lawyer would know this is not the case. It does beg the question why the buyers instructed a web based conveyancing firm as opposed to a conveyancing solicitor in Copthorne. We have lived in Copthorne for three years we know that this is a non issue. Is it a good idea to contact our local Authority to get clarification that the buyers are looking for.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I used Stirling Law several years ago for my conveyancing in Copthorne. I now require my file but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Copthorne of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Copthorne differ for new build properties?
Most buyers of new build premises in Copthorne come to us having been asked by the builder to exchange contracts and commit to the purchase even before the house is built. This is because house builders in Copthorne tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Copthorne or who has acted in the same development.
My husband and I are new to the buying process - agreed a price, but the agent advised that the seller will only proceed if we use their recommended solicitors as they want an ‘expedited deal’. Our preferred option is to instruct a family solicitor with experience of conveyancing in Copthorne
We suspect that the owner is unaware of this request. Should the seller desire ‘a quick sale', turning down a genuine buyer is not the way to achieve this. Bypass the agents and go straight to the sellers and make the point that (a)you are motivated buyers (b)you are excited to move forward, with finances arranged © you are chain free (d) you intend to proceed fast (e)but you are going to appoint your own,trusted Copthorne conveyancing lawyers - rather thanthose that will provide their estate agent a kickback or achieve conveyancing targets demanded by HQ.
I am in need of some leasehold conveyancing in Copthorne. Before diving in I want to be sure as to the number of years remaining on the lease.
If the lease is recorded at the land registry - and almost all are in Copthorne - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Leasehold Conveyancing in Copthorne - Sample of Queries before buying
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What is the yearly service fee and ground rent? The answer will be important as a) areas can cause problems in the building as the communal areas may begin to deteriorate if repairs are not paid for b) if the leasehold owners have a dispute with the managing agents you will need to know about it Does the lease contain onerous restrictions?