Would the conveyancing lawyers identified through your search tool carry out auction conveyancing in Balham?
There are a few niche solicitors we can put you in touch with those specialising in auction conveyancing. Balham is one of our areas of where our lawyers have a presence.
We hope to to buy with Melton Mowbray Building Society. We have called around locally yet am struggling to find a Balham conveyancing firm on the Melton Mowbray Building Society panel. Could you help?
Please do take advantage of the search tool on this web page. Pick the building society and type Balham or your preferred area and you will discover a number of lawyer based in Balham or by proximity to you.
We had appointed solicitors with offices in Balham on the Yorkshire BS solicitor approved list. They have just invoiced me an additional sum for handling the Yorkshire BS mortgage. Is this an additional conveyancing fee set by Yorkshire BS?
As unfair as it may appear, as long as it’s in their Terms of Engagement or Quote then yes your lawyer can charge a fee for this. This fee is not set by Yorkshire BS but by your Balham conveyancing practitioner. Some firms on the Yorkshire BS panel will quote an ‘acting for lender’ fee but some practices include it on their overall fee.
The mortgage over my property is with Kent Reliance for my property in Balham. Conveyancing was finalised months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Kent Reliance?
Your original mortgage agreement with Kent Reliance will provide that you need their approval in advance of renting your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. It may be that Kent Reliance will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. You need not do this via a Kent Reliance conveyancing panel firm.
I was told three weeks ago that my mortgage has been agreed to by Bank of Ireland. Is it usual for Bank of Ireland to only issue the offer once my solicitor in Balham is approved on their conveyancing panel? Bank of Ireland have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.
Me and my brother own a 4 bedroom Victorian house in Balham. Conveyancing practitioner acted for me and Platform Home Loans Ltd. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, another for leasehold under the matching property. Is it worth asking Platform Home Loans Ltd to clarify?
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Balham and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the situation with your conveyancing solicitor who conducted the work.
I'm remortgaging my existing house to a buy to let loan with Bank of Scotland and I will use the rest of the raised equity as a down payment on further house. The location we are talking about is Balham. Will your solicitors be able to act for both sets of banks and tie in the conveyances?
Make use of our search tool on this site to check that the lawyers are approved by both mortgage companies. Assuming that they are your solicitor should be able to tie up the two deals but you should have a chat with you solicitor and make apparent your expectations and needs.
Is it best to use a Balham conveyancing lawyer who is local to the property I am purchasing? I have an old university friend who can carry out the conveyancing however they are based 300miles drive away.
The benefit of a local Balham conveyancing firm is that you can drop in to execute documents, present your ID and apply pressure on them if necessary. They will also have local insight which is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If if people you trust instructed your friend and they were impressed that should surpass using an unknown Balham conveyancing solicitor just because they are based in the area.