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Conveyancing in Addiscombe : Keep it Local

Reasons to use our Addiscombe conveyancing solicitors

  • 1 Over the years Addiscombe conveyancer have established valuable working relationships with Addiscombe local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all parties involved in the process of dealing with your conveyancing in Addiscombe.
  • 2 Our site is the only site that enables you the ability to ensure that your conveyancing in Addiscombe will be carried out by a solicitor on your lender’s approved panel.
  • 3 Our site offers most comprehensive domestic conveyancing directory service identifying mortgage company approved law firms delivering conveyancing in Addiscombe regulated and authorised by the SRA or CLC.
  • 4 The Addiscombe conveyancing practitioners that are identified are dedicated to supplying the most cost, efficient and accessible conveyancing service to purchasers, sellers and remortgagors in Addiscombe
  • 5 Addiscombe conveyancer are the key to a successful Addiscombe conveyancing experience, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your transaction

Examples of recent conveyancing in Addiscombe since October 2019*

Recently asked questions about conveyancing in Addiscombe

It has come to my attention via my mortgage adviser that my Addiscombe solicitor is not on the bank Conveyancing panel. What can I do to check?

Your first step should be to call your Addiscombe conveyancer. It is reasonable to expect your lawyer to advise you what has happened. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.

Will my conveyancing lawyers need to check that the building insurance when buying a house in Addiscombe. My lender is Tesco Bank

Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/1/2020, the requirements read as follows :

My wife and I are buying a apartment in Addiscombe. It might be a silly question but how we can trust a lawyer? On the day of competition we have to put funds into their account. What is the protection we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

is it true that all Addiscombe solicitors on the Barclays conveyancing panel are regulated by the Solicitors Regulatory Authority?

As a firm of solicitors, in order to be on the Barclays conveyancing panel they would need to be overseen by the SRA. Many banks do allow licenced conveyancers on their panel in which case such organisation would be overseen by the Council of Licensed Conveyancers.

I recently had an offer agreed on a house in Addiscombe. My financial adviser pressured me to appoint their property lawyer. I paid an upfront payment of £150. A couple of days later, the lawyer contacted me to say that they were not on the Leeds Building Society conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Leeds Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Just had an offer accepted on a new build apartment in Addiscombe. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Addiscombe

    If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are surveyor prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply a car parking plan. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?

Do you have any top tips for leasehold conveyancing in Addiscombe with the intention of expediting the sale process?

  • Much of the frustration in leasehold conveyancing in Addiscombe can be avoided if you instruct lawyers as soon as your agents start marketing the property and request that they start to put together the leasehold information needed by the purchasers’ lawyers.
  • A minority of Addiscombe leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, it would be prudent to notify your estate agents to make sure that the purchasers obtain financial (bank) and professional references. The bank reference should make it clear that the buyer is able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the buyers or their lawyers. If you have carried out any alterations to the premises would they have required Landlord’s permission? In particular have you laid down wooden flooring? Addiscombe leases often stipulate that internal structural changes or laying down wooden flooring calls for a licence issued by the Landlord acquiescing to such changes. Should you fail to have the paperwork to hand you should not contact the landlord without contacting your conveyancer in advance. The majority of freeholders or managing agents in Addiscombe charge for providing management packs for a leasehold premises. You or your lawyers should find out the actual amount of the charges. The management information sought as soon as you have a buyer, thus reducing delays. The typical amount of time it takes to obtain the necessary information is three weeks. It is the most usual cause of frustration in leasehold conveyancing in Addiscombe.

I am the registered owner of a basement flat in Addiscombe. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal determine the premium payable for a lease extension?

Where there is a missing landlord or where there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the LVT to judgment on the price.

An example of a Freehold Enfranchisement matter before the tribunal for a Addiscombe residence is 29 Woodstock Road in April 2014. the Tribunal determined that the premiums to be paid into court in respect of the purchase of the freehold registered at HMLR under Title N0.SY3997 should be £7,217. This case affected 4 flats. The unexpired term was 98 years.

Do lenders provide you with an approved list of Addiscombe solicitors? How do you know who is on the mortgage company conveyancing panel?

Addiscombe law firm practices and firms carrying out conveyancing in Addiscombe themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the bank directly.

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Sample of conveyancing solicitors in Addiscombe regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Addiscombe but also conveyancing throughout England and Wales.

  • Anne Cuthbert Solicitors, 55 Lower Addiscombe Road, Croydon, Surrey, CR0 6PQ
  • Deton Solicitors, 28 Portland Road, South Norwood, London, London, SE25 4PF
  • Haider Kennedy Legal Services Ltd, 25 Station Road, London, SE25 5AH
  • Ormerods, 45 Friends Road, Croydon, Surrey, CR0 1ED
  • Percy Holt & Nowers, 42 George Street, Croydon, Surrey, CR9 1NE

Commercial Conveyancing solicitors in Addiscombe regulated by the SRA

The list below is a small selection of solicitors in Addiscombe with expertise in commercial conveyancing in Addiscombe. This should include advice on buying or selling a shop, pub, restaurant, office, retail unit
  • Anne Cuthbert Solicitors, 55 Lower Addiscombe Road, Croydon, Surrey, CR0 6PQ
  • Ormerods, 45 Friends Road, Croydon, Surrey, CR0 1ED
  • Percy Holt & Nowers, 42 George Street, Croydon, Surrey, CR9 1NE
  • Mansouri & Son, 37a - 37b High Street, Croydon, Surrey, CR0 1QB
  • Cardinal Solicitors, 2nd Floor, 51-53 London Road, Croydon, Surrey, CR0 2RF

Domestic Licensed Conveyancers in Addiscombe regulated by the Council of Licensed Conveyancers

Please be aware that the listed conveyancers do not limit their work for conveyancing in Addiscombe but also conveyancing throughout England and Wales.
  • Walter Saunders, 382 Brockley Road, SE4 2BY
  • R & C Property Lawyers Llp, 10A Upper Tooting Road, SW17 7PG

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.