My husband and I are purchasing a new build apartment in Addiscombe and my conveyancer is telling me that she is duty bound to the bank to disclose incentives from the builder. I am nearing the developer’s deadline to sign contracts and I have no desire to prolong the conveyancing. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your property lawyer. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
is it true that all Addiscombe solicitor practices on the Coventry BS conveyancing panel are regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Coventry BS approved list of solicitors they would need to be overseen by the SRA. Many lenders do allow licenced conveyancers on their panel and in such a situation the firms would be overseen by the CLC.
My wife and I have arranged a further advance on our mortgage from TSB as we wish to conduct renovations to our house in Addiscombe. Do we need to appoint a nearby Addiscombe solicitor on the TSB conveyancing panel to handle the paperwork?
TSB don't usually instruct a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the TSB panel.
I recently had an offer accepted on a house in Addiscombe. My mortgage broker suggested a lawyer. I paid an upfront payment of £200. A couple of days later, the conveyancer called me sheepishly admitting that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Addiscombe?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Addiscombe. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How easy is it to swap firm as I have to find a firm on the Lloyds TSB Bank conveyancing list. I instructed a high street conveyancing solicitor in Addiscombe round the corner but she is not approved by Lloyds TSB Bank
We will our best to assist in finding you a conveyancing solicitor in Addiscombe on the Lloyds TSB Bank panel. Please note that the solicitors that we on the directory do not pay us a referral fee if you instruct them and are under regulation of the SRA who oversee all conveyancing solicitors in Addiscombe. In making use of the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Addiscombe.
In my capacity as executor for the will of my aunt I am selling a house in Swansea but live in Addiscombe. My conveyancer (approximately 200 miles from mehas requested that I sign a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing lawyer in Addiscombe to witness and place their company stamp on the document?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will do regardless of whether they are Addiscombe based
I previously informed by my bank that their panel solicitors operate no move no fee basis for conveyancing in Addiscombe. I had a purchase fall through yet the lawyers want search fees! They say the fees are seperate!
in promising "no move no fee" Addiscombe conveyancing lawyers are waiving their fees for any work carried out. We should point out that this does not constitute an insurance scheme. Disbursements aren’t covered – where the lawyer have to pay money out to other people, e.g. Addiscombe local search fees