Finally the sale completed on my house in Horley last July but our buyer keeps texting every few hours to moan that their solicitor is waiting to hear from mine. What should my lawyer have done following completion?
After completion of your house sale your solicitor is obliged to deliver the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. If applicable, your solicitor should also send confirmation that the home loan has been repaid to the purchasers solicitors. There are no post completion formalities just for conveyancing in Horley.
My wife and I buying a detached bungalow in Horley. The intention is to carry out an extension to the side at the property.Will legal work on the property involve investigations to determine if these works are permitted?
Your solicitor should check the deeds as conveyancing in Horley can occasionally reveal restrictions in the title deeds which prohibit certain alterations or necessitated the consent of a 3rd party. Certain works call for local authority planning consent and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.
Does a directory service exist listing Leeds Building Society panel conveyancers in Horley on the UK Finance Lenders’ Handbook Website?
No. There is no such directory service on the CML or Building Society Association websites. A small selection of lenders make their panel listings viewable online. Where you are looking for a Horley solicitor on the Leeds Building Society please use our facility.
I am selling my flat. I had a double glazing fitted in November 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Santander are being a right pain. The Horley solicitor who is on the Santander conveyancing panel is recommending indemnity insurance as a solution but Santander are insisting on a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?
It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Me and my brother own a renovated Victorian property in Horley. Conveyancing solicitor acted for me and Yorkshire Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, the second leasehold with the matching property. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Horley and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing lawyer who completed the work.
I'm purchasing my first flat in Horley with a mortgage from Virgin Money. The sellers refused to reduce the amount so I negotiated £7000 of additionals instead. The house builders rep suggested that I not disclose to my solicitor about the deal as it could affect my mortgage with Virgin Money. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How do I locate a Horley solicitor on the Leeds Building Society conveyancing panel? I have a car and am prepared to travel upto 25miles to meet the lawyer.
Feel free to make use of the facility on this website. Please pick a lender and your location and you will see a number of Horley conveyancing lawyers located nearest you. We have listed some Horley conveyancing firms towards the end of this page and you can contact them to see if they are on the Leeds Building Society panel
Are all Horley property lawyers on every bank conveyancing panel?
The Lexsure search tool on this page may be of use or you can go into your local bank branch in Horley. the probability is that they can recommend conveyancing solicitors in Horley