We were just about to exchange contracts for a freehold house in Godstone. We have hit a stumbling block. The mortgage offer with Lloyds TSB Bank runs out on 27/10/2025 but the owners are suggesting a completion date of 29/10/2025. Can one extend the loan offer?
The best person to deal with your concern is your lawyer who will calculate whether he or she is better off negotiating with the mortgage broker, vendor’s representatives, selling agents or indeed all three given the circumstances your conveyancing as of today.
How up to date is your search tool for Godstone conveyancing solicitors on the Lloyds conveyancing panel? Do Lloyds send you an updated list?
Godstone conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.
We're in Godstone, First timers purchasing with a mortgage (lender is Coventry BS , and our solicitor is on the Coventry BS conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Coventry BS conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
What will a local search inform me concerning the property we're buying in Godstone?
Godstone conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search organisations such as Searchflow The local search is essential in every Godstone conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your property. The search should provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.
Are there restrictive covenants that are commonly identified during conveyancing in Godstone?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Godstone. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
In my capacity as executor for the will of my grandmother I am disposing of a property in Cardiff but live in Godstone. My conveyancer (approximately 200 kilometers awayrequires that I execute a statutory declaration before the transaction finalising. Can you recommend a conveyancing solicitor in Godstone to witness this legal document for me?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are Godstone based