I hired a Caterham based firm for our conveyancing in Caterham recently. Reviewing the terms of engagement it is apparent thatI am liable for charges even if the sale aborts. Would I be best advised to select a web based conveyancing brokerage promising no move no charge conveyancing in Caterham?
Generally there is a compromise along the lines that if "No Sale No Fee" is available then the fee levels will generally be uplifted to counteract those transactions that do not go ahead. Also remember that such promotions rarely cover disbursements such your Caterham conveyancing search charges.
My wife and I have lately bought a property in Caterham. We have since encountered a number of issues with the house which we suspect were missed in the conveyancing searches. What action can we take? Can you clarify the type of searches that needed to have been ordered as part of conveyancing in Caterham?
The question is not clear as what problems have arisen and if they are unique to conveyancing in Caterham. Conveyancing searches and due diligence undertaken as part of the legal transfer of property are supposed to help avoid problems. As part of the legal transfer of property, the vendor completes a questionnaire referred to as a SPIF. answers provided is misleading, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Caterham.
What will a local search inform me regarding the house I am purchasing in Caterham?
Caterham conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search organisations such as PSG The local search plays an important part in many a Caterham conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search should reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
I used Wolstenholmes several years past for my conveyancing in Caterham. I now require my file but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Caterham of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I opted to have a survey completed on a property in Caterham in advance of instructing lawyers. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some banks tend refuse to give a loan on such a home.
It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. If you contact us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Caterham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Caterham to see if the conveyancing costs will increase in light of this.
Do I need to be wary about brokers that I am dealing with are encouraging me to use a factory type conveyancing firm as opposed to a local Caterham conveyancing firm?
As is the case with many service providers, often input from family and friends can be extremely useful or valuable. Nevertheless there are many players in a conveyancing matter; estate agents, financial adviser and mortgage companies might all suggest solicitors to retain. Sometimes the conveyancers might be known to one of the organisations as experts in their field, but occasionally there may be a commercial relationship behind the recommendation. You are free to choose your preferred conveyancer. However, bear in mind that many mortgage providers specify a panel list of conveyancers you have to use for the lender aspect of your transaction.