Would the conveyancing lawyers via your comparison service conduct attended exchange conveyancing in Cudham?
There are a few conveyancing experts who can conduct personalised exchanges. Please call us to get a fee calculation and details as to availability.
If you had a top tip for choosing a conveyancing solicitor in Cudham what would it be?
We would encourage you not to base your choice on the lowest Cudham conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Cudham?
Two types of professional can do conveyancing in Cudham namely licenced conveyancers or solicitors. The two can handle the legal services that required to complete the sale or acquisition of property. Both are required to conduct Cudham conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be professionally carried out and that the requisite steps will be correctly taken.
Is it the case that all Cudham CQS (Conveyancing Quality Scheme) solicitors are on the Virgin Money conveyancing list of approved practices?
A selection of banks and building societies now make use of CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their panels.
I own a 4 bedroom Georgian property in Cudham. Conveyancing practitioner acted for me and Britannia. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cudham and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing practitioner who conducted the purchase.
Due to the encouragement of my in-laws I had a survey completed on a property in Cudham in advance of instructing conveyancers. I have been informed that there is a flying freehold overhang to the house. The surveyor advised that some lenders tend refuse to grant a loan on such a premises.
It depends who your proposed lender is. HSBC has different requirements from Birmingham Midshires. Should you wish to telephone us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Cudham. Conveyancing may be slightly more expensive based on your lender's requirements.
How do I search for a Cudham law firm on the Lloyds TSB Bank conveyancing panel? I am a keen cyclist and am prepared to travel upto 25kilometers to meet the conveyancer.
Feel free to make use of the search on this website. Please pick a mortgage company and your location and you will see a number of Cudham conveyancing lawyers locally. We have detailed some Cudham conveyancing firms at the bottom of this page and you can call them to see whether they are on the Lloyds TSB Bank member panel
I've recently bought a leasehold house in Cudham. Do I have any liability for service charges relating to a period prior to my ownership?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
I have tried to negotiate informally with with my landlord for a lease extension without any joy. Can I apply to the Leasehold Valuation Tribunal? Can you recommend a Cudham conveyancing firm to represent me?
if there is a absentee landlord or if there is disagreement about what the lease extension should cost, under the relevant statutes you can apply to the Leasehold Valuation Tribunal to determine the premium.
An example of a Lease Extension decision for a Cudham premises is 1 Southlands Court Southlands Road in September 2013. The Leasehold Valuation Tribunal determined that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 of the Leasehold Reform, Housing and Urban Development Act 1993 was £30,541 This case related to 1 flat. The unexpired term was 50.57 years.