I have given 8 weeks notice to my existing landlord and must be out of my rented property in Cudham by the end of next month. Conveyancing for my house purchase has just started. How realistic is it to complete in a couple of weeks as don't want to have to find short term accommodation?
The normal practice is not to serve notice for your tenancy unless your lawyer suggests that you should. Assuming that you have not already done so, notify to your conveyancer and request that they seek the assistance the owners lawyers, try to an acceptable time-line that all parties will aim towards
My father advised me that in buying a property in Cudham there could be various restrictions limiting what one can do in terms of external alterations to the property. Is this right?
We are aware of a number of properties in Cudham which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Cudham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I have paid off my mortgage with Yorkshire BS. I assume I don't need a Cudham property lawyer on the Yorkshire BS panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
Completion of my remortgage has taken place for my property in Cudham. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
The deeds to my home can not be found. The conveyancers who conducted the conveyancing in Cudham 10 years ago have long since closed. What are my next steps?
Gone are the days when you need to have the physical original deeds to prove you are the registered proprietor of land or property, given that the Land Registry have everything they need in a digital format.
I have been on the look out for a flat up to £235,500 and found one near me in Cudham I like with open areas and station in the vicinity, the downside is that it only has 52 years on the lease. I can't really find anything else in Cudham for this price, so just wondered if I would be making a grave error purchasing a short lease?
Should you need a mortgage the remaining unexpired lease term will likely be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
My partner has encouraged me to use his conveyancers in Cudham. Should I use them?
No doubt the best way to select a conveyancing solicitor is to seek guidance from friends or family who have actually used the solicitor that you are contemplating using.
What range of conveyancing services do Cudham conveyancing solicitors manage?
In the main Cudham conveyancing firms will provide various services to home and land proprietors, sellers, buyers, landlords and leaseholders and you can expect them to do some of the following services:
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Private sale conveyancing in Cudham or nationwide
Private residential purchase conveyancing in Cudham and nationwide
Auction property conveyancing - selling or acquiring Non-contentious landlord & tenant matters Resolving boundary disputes between neighbours Shared ownership and shared equity scheme