My fiance and I are hoping to buy a house in Anerley and are in fact using a Anerley conveyancing firm. Within the last couple of days our lawyer has sent a preliminary report and documents to look through in anticipation of exchanging contracts shortly. The Mortgage Works have this evening contacted us to advise us that there is now an issue as our Anerley solicitor is not on their approved list of lawyers. Is this a problem?
If you are buying a property requiring a mortgage it is conventional for the purchasers' solicitors to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the lender’s conveyancing panel and you may continue to use your own Anerley solicitors, in which case it will likely add costs, and it may delay matters as you have another set of people involved.
It is a dozen years since I acquired my property in Anerley. Conveyancing solicitors have just been instructed on the sale but I can't find the deeds. Is this a problem?
Don’t worry too much. Firstly the deeds may be with your mortgage company or they may be in the possession of the solicitor who handled your purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Most conveyancing in Anerley involves registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.
I am helping my mother sell her house in Anerley. Will the conveyancing solicitor order an energy assessment or should I organise this?
After the demise of HIPs, EPC’s was retained a compulsory part of selling a property. An energy assessment should be commissioned prior to the property being advertised. It is not as aspect of the sale process that conveyancers ordinarily arrange. Where you are using a Anerley conveyancing practitioner they may help arrange energy assessments given their relationships with long established Anerley assessors
Are all Anerley Conveyancing Quality Solicitors on the Clydesdale conveyancing panel?
It is true that some lenders now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.
We were going to get a AIP from Nationwide this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Nationwide recommend any Anerley solicitors on the Nationwide conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Anerley solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.
Will commercial conveyancing searches disclose planned roadworks that could affect a commercial site in Anerley?
Many commercial conveyancing solicitors in Anerley will conduct a SiteSolutions Highways report as it dramatically cuts the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Anerley. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Anerley.
For each commercial conveyancing transaction in Anerley it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may result in delays to Anerley commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not carried out for residential conveyancing in Anerley.
How simple is it to change solicitor as I need to appoint one who is on the Norwich and Peterborough Building Society conveyancing list. I was using a high street conveyancing solicitor in Anerley round the corner but he is not approved by Norwich and Peterborough Building Society
We will our best to assist in finding you a conveyancing solicitor in Anerley on the Norwich and Peterborough Building Society panel. Please note that the property lawyers that we on the directory do not pay us fee if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Anerley. In making use of the find a conveyancing solicitor tool on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Anerley.
I need to instruct a conveyancing solicitor for purchase conveyancing in Anerley. I happened to chance upon a web site which seems to have the ideal offering If it is possible to get all formalities completed via web that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?