We are planning to purchase with Loughborough BS. We have called around locally yet am struggling to find a Anerley conveyancing firm on the Loughborough BS panel. Can you help?
Feel free to make the most of the find a conveyancing panel solicitor tool on this web page. Pick the building society and type Anerley or your location and you will discover a number of lawyer based in Anerley or nearest you.
I have paid off my mortgage with Co-operative. I assume I don't need a Anerley property lawyer on the Co-operative panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Co-operative mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Co-operative mortgage from the register. Co-operative, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Co-operative has sent the Land Registry the discharge electronically, and
- Co-operative has instructed the Land Registry to do so
I have decided to exercise my right to buy my property in Anerley off the council. I have a mortgage offer with HSBC. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.
My offer on a detached house in Anerley has been agreed to, the vendors do however have an associated purchase. The sellers have offered on a property, but it’s not yet agreed to, and are looking at other apartments booked. I have instructed a local conveyancing solicitor in Anerley. What do I do now? When should I get the mortgage application with Nottingham going?
It is normal to have concerns where there is a chain as you are unlikely to want to incur expenses too early (mortgage application is approx £1k, then valuation, Anerley conveyancing search costs, etc). The first thing to do is ensure that your property lawyer is on the Nottingham conveyancing panel. Regarding the next steps this very much depends on the uniqueness of your transaction, attraction to this property and on the state of the market. During a rising market some home buyers will apply for a home loan with Nottingham and arrange for the valuation and only if it was satisfactory would they ask their conveyancing practitioner to proceed with the conveyancing in Anerley.
Have completed on a a detached house in Anerley , What is the estimated time for the Land Registry to register the transfer to my name? My Anerley conveyancing solicitor has been very slow, so I want to check the land registry aspects are concluded.
As far as conveyancing in Anerley registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timescales can differ depending on who lodges the application, whether it is in order and whether the Land registry must send notices to any interested persons or bodies. As of today roughly three quarters of submission are fully addressed in less than three weeks but occasionally there can be longer delays. Registration takes place once the buyer has moved in to the premises so an expedited registration is not always primary concern yet if it is urgent that the the registration takes place urgently then you or your solicitor must contact the land registry and explain the circumstances.
How does conveyancing in Anerley differ for new build properties?
Most buyers of new build residence in Anerley come to us having been asked by the builder to exchange contracts and commit to the purchase even before the premises is constructed. This is because new home sellers in Anerley typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Anerley or who has acted in the same development.
I decided to have a survey carried out on a house in Anerley ahead of instructing solicitors. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some banks tend refuse to grant a loan on a flying freehold home.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to call us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Anerley. Conveyancing may be slightly more expensive based on your lender's requirements.
What does commercial conveyancing in Anerley cover?
Commercial conveyancing in Anerley incorporates a wide array of guidance, given by regulated solicitors, relating to business property. By way of example, this area of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.