My mortgage broker requires my Reigate solicitor’s panel reference for the Santander conveyancing panel. Can you suggest how I discover this. I have tried my local Reigate branch but they don't know it.
Have you tried speaking to your Reigate solicitor about this?. They maintain a central record lender panel numbers.
We are planning to acquire a property and need a conveyancing solicitor in Reigate who is on the TSB approved panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Reigate.
We previously selected conveyancing lawyers based in Reigate on the Yorkshire BS solicitor approved list. They are now charging me a supplemental sum for dealing with the Yorkshire BS mortgage. Is this a supplemental conveyancing fee specified by Yorkshire BS?
Unfortunately, so long as it is in their Terms and Conditions or estimate then yes your lawyer may charge a fee for this. This fee is not dictated by Yorkshire BS but by your Reigate property lawyer. Plenty of firms on the Yorkshire BS panel will levy an ‘acting for lender’ fee but some firms include it on their overall fee.
Two weeks ago we had a mortgage agreed in principle with Co-operative. Reigate conveyancing lawyers are instructed. What is the average time that one could expect to receive a mortgage offer from Co-operative?
There is no definitive answer here. Have Co-operative completed the valuation? Have you informed Co-operative as to your lawyers' details and checked that your lawyers are on the Co-operative conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
It is unclear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Reigate building society branch on numerous occasions and was told it does not affect the mortgage offer and they would lend. My Reigate conveyancing solicitor - who is on the lender conveyancing panel- telephoned and was told they would not lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
As long as the solicitor is on the mortgage company approved list, she or he must adhere to the Council of Mortgage Lenders’ Handbook requirements for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I require fast conveyancing in Reigate as I have an ultimatum to exchange contracts in less than 2 weeks. A home loan is not required. Can I escape the need for conveyancing searches to save money and time?
As you are are a cash buyer you are at liberty not to have searches carried out although no law firm would advise that you don't. Drawing on our experience of conveyancing in Reigate the following are instances of what can crop up and therefore affect future mortgageability: Enforcement Notices, Outstanding Charges, Outstanding Grants, Unadopted Roads,...
I have justbeen informed that Stirling Law have closed. They carried out my conveyancing in Reigate for a purchase of a leasehold apartment 18 months ago. How can I be sure that my home is not still registered in the name of the previous owner?
The easiest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Reigate conveyancing specialists.
My step-father has suggested that I instruct his lawyers for conveyancing in Reigate. Should I use them?
There are no two ways about it the ideal way to choose a conveyancing lawyer is to seek referrals from friends or family who have actually experience in using the solicitor you're are thinking of instructing.