I plan on acquiring property in Beckenham. My property lawyer is not listed on the bank approved panel. Can I still use my Beckenham conveyancing solicitor notwithstanding that they are excluded from the bank approved list?
You will need to instruct a property lawyer to complete the legal work required if you take out a loan to buy your property. They will carry out all the appropriate legal checks on the property, make sure that you will be registered as proprietor and ensure that all the required mortgage paperwork is in order. One may select a Beckenham lawyer of your choice. However, where the conveyancing practitioner appointed is not a member of the lender approved list supplemental costs will be incurred as separate legal representation will be required by them. Lender panel applications may be submitted, so if your conveyancer has not in the past sought membership they should take the chance to apply.
Would the conveyancing practitioners that you recommend execute auction conveyancing in Beckenham?
There are a number of auction solicitors we can connect you with those conducting auction conveyancing. Beckenham is one of hundreds of locations where our lawyers are based.
I used Wolstenholmes a few years ago for my conveyancing in Beckenham. I now require my papers however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Beckenham of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Beckenham differ for newly converted properties?
Most buyers of new build premises in Beckenham approach us having been asked by the seller to exchange contracts and commit to the purchase even before the property is finished. This is because new home sellers in Beckenham typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Beckenham or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a property in Beckenham prior to appointing lawyers. I have been informed that there is a flying freehold overhang to the property. My surveyor advised that some banks may refuse to issue a loan on a flying freehold house.
It varies from the lender to lender. HSBC has different requirements from Halifax. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Beckenham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Beckenham to see if the conveyancing costs will increase in light of this.
Is it possible to swap solicitor as I need to instruct one who is on the Halifax conveyancing list. I was using a local conveyancing solicitor in Beckenham five minutes from me but he is not approved by Halifax
We will our best to assist in finding you a conveyancing solicitor in Beckenham on the Halifax panel. Please note that the conveyancers that we work with do not pay us fee if you instruct them and are under regulation of the Solicitors Regulation Authority who oversee all conveyancing solicitors in Beckenham. In making use of the find a conveyancing solicitor tool on this page, you can compare charges for conveyancing solicitors in Beckenham and beyond.