I am in the process of mortgaging my property in Bargoed, does my lawyer have to be on the Santander Conveyancing panel?
There is nothing to stop you using your solicitor, but Santander will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when acquiring a property in Bargoed? or Apparently there is historic law that could mean that homeowners residing in a parish church boundary may be liable to contribute towards maintenance to the chancel within the church. Is this appropriate for conveyancing in Bargoed?
Unless a previous acquisition of the house took place after 12 October 2013 you may take it that conveyancing practitioners conducting conveyancing in Bargoed to remain recommending a chancel search and or insurance against a claim.
Due to the guidance of my in-laws I had a survey completed on a property in Bargoed before instructing lawyers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some lenders may not give a loan on such a premises.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Birmingham Midshires. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Bargoed. Conveyancing may be slightly more expensive based on your lender's requirements.
We're first time buyers - agreed a price, but the agent told us that the seller will only proceed if we appoint the agent's chosen lawyers as they are insisting on a ‘quick sale’. We would rather use a local solicitor used to conveyancing in Bargoed
We suspect that the owner is not behind this ultimatum. Should the owner want ‘a quick sale', alienating a serious buyer is going to damage their objectives. Contact the sellers directly and make the point that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you intend to appoint your own,trusted Bargoed conveyancing firm - not the ones that will give the negotiator at the agency a introducer fee or meet his conveyancing figures pre-set by corporate headquarters.
I have recently realised that I have Sixty One years remaining on my lease in Bargoed. I now wish to get lease extension but my landlord is missing. What options are available to me?
If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. However, you will be required to demonstrate that you or your lawyers have done all that could be expected to locate the lessor. In some cases a specialist may be helpful to try and locate and prepare an expert document to be accepted by the court as evidence that the landlord is indeed missing. It is wise to seek advice from a property lawyer both on devolving into the landlord’s disappearance and the vesting order request to the County Court overseeing Bargoed.
Bargoed Conveyancing for Leasehold Flats - Examples of Questions you should consider before buying
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Please inform me if there are any major works in the planning that will increase the maintenance fees? How much is the ground rent and service charge?
I am thinking of instructing a web based conveyancing practitioner rather than a Bargoed conveyancing firm. Should I ‘stay local’?
Numerous benefits exist in having the opportunity to pop in to a local Bargoed conveyancing solicitor for instance
- signing documents and and when necessary
- sometimes being able to see someone face-to-face can make a significant difference, particularly for more complex conveyancing
- the ability to raise concerns if matters are not going as expected
When checking quotes, look out for hidden extras. Most decent Bargoed high street solicitors give an all-inclusive price. Many online companies seem to offer low cost fees, yet have burried 'extras' in the in the terms and conditions.