Find a Lender-Approved Local Conveyancer in Aberbargoed

Ready to buy a new home? Find a law firm approved by your lender.

If you have reached us by Googling ‘Conveyancing in Aberbargoed’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Aberbargoed.

Reasons to use our Aberbargoed conveyancing solicitors

  • 1 Lawyer conveyancing solicitors have extremely good personal connections with Aberbargoed estate agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 2 Aberbargoed solicitors have a crucial edge when it comes to Aberbargoed conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other issues that can impact your conveyancing
  • 3 Chances are that the other side’s lawyers are located in Aberbargoed - if so both parties will be familiar
  • 4 Aberbargoed conveyancer are the linchpin to a successful Aberbargoed home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your conveyancing
  • 5 No matter what any alternative lawyers say it just might be necessary to attend your lawyer to execute legal papers. There are enough parties with an interest in a homemove without having to include Royal Mail into the mix.

Examples of recent conveyancing in Aberbargoed since December 2023*

Recently asked questions about conveyancing in Aberbargoed

Please help. My Aberbargoed solicitor is assuring me that he is legally obliged toapply for Aberbargoed conveyancing searches asthe firm are on the Nat Westapproved lawyer panel. Is my lawyer right?

Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a mortgage company your conveyancer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Aberbargoed conveyancing searches.

Is there a reason why leasehold purchase conveyancing in Aberbargoed is more expensive?

In short, leasehold conveyancing in Aberbargoed and elsewhere usually requires extra hours of investigation compared to freehold conveyancing. This includes lease investigation, communicating with the landlord concerning the service of required notices, obtaining current service charge and management information, obtaining the landlord’s consents and reviewing management accounts. The obligations on both the landlord and the tenant in the lease need to be studied by the buyer’s conveyancing team and read from beginning to end – regardless of the fact the lease has passed through many different property solicitors hands since it was first granted.

I am about to put a bid on a leasehold property in Aberbargoed. The selling agents say that it is standard for flats in Aberbargoed to have less than 75 years unexpired on the lease. I am expecting a loan with Accord Mortgages. Is this going to be a problem if the lease has 70 years to go.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 21/3/2024 the requirements read as follows :

85 years from the date of completion of the mortgage. Please ensure that you explain the implications of a short term lease to the borrower.

I am looking for a flat up to £195,000 and identified one close by in Aberbargoed I like with open areas and station nearby, the downside is that it's only got 61 remaining years left on the lease. There is not much else in Aberbargoed for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?

If you require a home loan that many years will likely be an issue. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this matter.

How difficult is it to change conveyancer as I need to appoint a firm on the Alliance & Leicester conveyancing panel. I instructed a high street conveyancing solicitor in Aberbargoed five minutes from me but she is not approved by Alliance & Leicester

We will our best to assist in finding you a conveyancing solicitor in Aberbargoed on the Alliance & Leicester panel. Please note that the solicitors that we on the directory do not pay us commission if you instruct them and are under regulation of the SRA who oversee all conveyancing solicitors in Aberbargoed. In utilising search facility on this site, you can compare charges for conveyancing solicitors in Aberbargoed and throughout England and Wales.

How up-to-date is your database of lawyers on the mortgage company conveyancing panel in Aberbargoed? Do the banks send you an updated list?

Aberbargoed firms and firms conducting conveyancing in Aberbargoed themselves provide us confirmation that they are on the lender conveyancing panel as opposed to being supplied with a list from the lender directly.

Last updated

Sample of conveyancing solicitors in Aberbargoed regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Aberbargoed but also conveyancing throughout England and Wales.

  • Michael Leighton Jones Solicitors, 53 Hanbury Road, Bargoed, Mid Glamorgan, CF81 8XD
  • Gough Thorne Llp, 1 Hanbury Square, Bargoed, Mid Glamorgan, CF81 8QQ
  • P D Law Limited, 183 High Street, Blackwood, Caerphilly, NP12 1ZF
  • Granville-west Chivers & Morgan Incorporating G. Edward Williams & Son, Po Box 1, 182 High Street, Blackwood, Caerphilly, NP12 1YB
  • Michael Leighton Jones & Co, Suite 3, Tredomen Innovation Centre, Tredomen Park, Ystrad Mynach, Hengoed, Mid Glamorgan, CF82 7FQ

Conveyancing in Aberbargoed is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Taking instructions from parties involved
  • Investigating the title to the property
  • Drafting contract and associated papers
  • Forwarding draft papers to the property lawyer retained by the buyer
  • Finalising the wording for contracts and responding to additional queries from the purchaser’s property lawyer
  • Negotiating the transfer document
  • Responding to requisitions raised by the buyer’s property lawyer
  • Carrying out the key stage of exchanging contracts and then preparing for completion
  • Accepting the sale proceeds and sending funds to the seller, the estate agent and other relevant parties (if applicable)

Transfer of Equity conveyancing in Aberbargoed is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process:

  • Obtaining instructions from parties involved
  • Investigating the title to the property
  • Following instructions from the mortgage company (where relevant)
  • Agreeing the terms of the transaction
  • Drawing up Transfer or approving draft Transfer
  • Agreeing adjustments to the the Transfer deed
  • Communicating with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing monies to the appropriate parties
  • Completing and submitting to HMRC the appropriate stamp duty forms and payment
  • Registering the transfer of ownership and the home loan (where applicable) at the HM Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.