My wife and I are intending to purchase a 2 bedroom apartment in Blackwood with a mortgage. We wish to retain our Blackwood lawyer, but the bank says he's not on their "panel". It appears that we have little choice but to select one of the bank panel conveyancing practices or retain our Blackwood conveyancer as well as pay for one of their panel ones to act for them. This feels very unfair; are we not able to require that the mortgage company use our Blackwood solicitor ?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Blackwood conveyancing lawyer to apply to be on the conveyancing panel.
Our god-son is purchasing a house that has just been built in Blackwood with a mortgage from Kent Reliance. His solicitor has said that there is a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?
The form is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Kent Reliance conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Kent Reliance conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
I am remortgaging my flat in Blackwood, does my lawyer need to be on the Clydesdale Conveyancing panel?
In theory, you could use a solicitor that is not on the Clydesdale conveyancing panel, but Clydesdale would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I opted to have a survey done on a property in Blackwood in advance of retaining lawyers. I have been informed that there is a flying freehold element to the house. The surveyor advised that some mortgage companies tend refuse to grant a mortgage on this type of house.
It varies from the lender to lender. HSBC has different requirements for example to Nationwide. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Blackwood. Conveyancing will be smoother if you use a solicitor in Blackwood especially if they are familiar with such properties in Blackwood.
My husband and I are new to the buying process - agreed a price, yet the property agent has warned us that the owners will only move forward if we appoint their chosen lawyers as they want an ‘expedited deal’. My instinct tells me that we should use a family conveyancer with experience of conveyancing in Blackwood
It is highly unlikely the sellers are driving this. If they desire ‘a quick sale', taking such a hostile approach to a genuine purchaser is counter productive. Speak to the owners direct and explain that (a)you are serious purchasers (b)you are excited to move forward, with finances in place © you do not need to sell (d) you wish to move quickly (e)but you are going to use your preferred Blackwood conveyancing firm - not the ones that will give the negotiator at the agency a referral fee or meet his conveyancing figures set by HQ.
On the hunt for a conveyancing solicitor in Blackwood. I thought I had one sorted but he's not on the approved list of TSB. It seems that nowadays most mortgage companies only allow lawyers on their panel. Extremely annoying restricting the choice for the paying public. Please can you recommend a trustworthy Blackwood conveyancing practitioner that will help us as well as represent TSB?
The purpose of this site is limited to being a directory service for lawyers who wish to be listed as being on the approved conveyancing panel for TSB in certain locations for example Blackwood . We dont recommend any specific lawyer.