Find a Lender-Approved Local Conveyancer in Cross Keys

Ready to buy a new home? Find a law firm approved by your lender.

Cheap conveyancing in Cross Keys does not necessarily mean low quality - but the odds are stacked against you

5 reasons to let us assist you find a local conveyancing solicitor in Cross Keys

  • 1 Peace of mind comes when you choose the very best, most recommended conveyancing solicitors. Cross Keys has a number to select from, but for a truly dependable and dependable service many local people have been use the recommendation of this site.
  • 2 Cut price packages from online conveyancers might seem attractive. However, these firms are often based many kilometers away with limited understanding of the factors that impact property transactions in Cross Keys
  • 3 The mark of a good conveyancing solicitor in Cross Keys is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) sometimes falls short of the high standards of professionalism you will expect.
  • 4 Excellent communication and pure property local knowledge are key benefits that you should value when selecting conveyancing solicitors. Cross Keys property deals can be made a lot more stressful as a result of poor communication between all the parties. The lawyers we work with ensure that the lines of communication are open and act on arising issues and developments instantly.
  • 5 There is a better than average chance that the other side’s conveyancers are based in Cross Keys - if so both parties are likely to be familiar

Examples of recent conveyancing in Cross Keys since December 2022*

Recently asked questions about conveyancing in Cross Keys

About to place an offer on a leasehold flat in Cross Keys. The selling agents assure me that it is the norm for flats in Cross Keys to have less than 75 years left on the lease. I am expecting a mortgage with Bank of Ireland. Is this going to be a problem if the lease has 70 years to go.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 27/3/2023 the requirements read as follows :

Yes, subject to a minimum lease term of 85 years. The unexpired lease term must be at least the mortgage term plus 45 years. See also 5.14.9

I am buying a terrace house in Cross Keys. Our aim is to carry out an extension to the side at the house.Will legal conveyancing on the property involve investigations to ascertain if these alterations were previously refused?

Your conveyancer will review the deeds as conveyancing in Cross Keys will on occasion reveal restrictions in the title documents which prohibit certain alterations or necessitated the permission of a 3rd party. Certain extensions call for local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be sensible to check these things with a surveyor prior to committing yourself to a purchase.

Can I be sure that the Cross Keys conveyancing solicitor on the TSB panel is any good?

When it comes to conveyancing in Cross Keys getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer conducting your conveyancing.

I have today made my last payment due on my mortgage with Virgin Money. I assume I don't need a Cross Keys lawyer on the Virgin Money panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Virgin Money mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Virgin Money mortgage from the register. Virgin Money, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Virgin Money has sent the Land Registry the discharge electronically, and
  3. Virgin Money has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Virgin Money mortgage has been paid off.

I require expedited conveyancing in Cross Keys as I am faced with a deadline to sign on the dotted line in less than one month. Thankfully I do not need a mortgage. Is it possible to decline from having conveyancing searches to save money and time?

As you are are a cash buyer you have the choice not to do searches although no law firm would recommend that you don't. With plenty of history conveyancing in Cross Keys the following are instances of what can be revealed and adversely impact future saleability: Enforcement Actions, Overdue Fees, Overdue Grants, Unadopted Roads,...

Due to the input of my in-laws I had a survey completed on a property in Cross Keys in advance of retaining solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor advised that some mortgage companies may refuse to give a mortgage on such a house.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. If you contact us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Cross Keys. Conveyancing may be slightly more expensive based on your lender's requirements.

Taking into account that I will soon spend hundreds of thousands of pounds on a two bedroom apartment in Cross Keys I would like to talk to a conveyancer about myhome move prior to instructing the firm. Is this something that you can arrange?

This is something that we recommend - we would be pleased to talk to you we do not take any clients on without you liaising with the lawyer due to be carrying out your conveyancing in Cross Keys.There is no ‘factory style conveyancing’ - each client is an important individual, not a matter number. The practices that we put you in touch with believe that the figure you are quoted for residential conveyancing in Cross Keys should be the figure that you are charged.

My husband and I are four weeks into a freehold purchase having been referred to conveyancers by the high street agent to handle our conveyancing in Cross Keys. I am am starting to be dissatisfied with the quality of service. Can you help me find new solicitors?

A lawyer would need to be really bad to suggest changing them. Has the loan offer been issued? If so you must make them aware of the new lawyer and have the offer are re-issued. Your new conveyancer should be on the banks approved list to avoid escalating expenses and frustration. So that should be your first question of the new conveyancers. The search tool can help you find a lender approved solicitor for your home move in Cross Keys

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Sample of conveyancing solicitors in Cross Keys regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Cross Keys but also conveyancing throughout England and Wales.

  • Jill Jones & Co, High Meadow House, High Meadow, Abercarn, Newport, Gwent, NP11 5AE
  • Granville-west Chivers & Morgan, Somerset Chambers, 1 Tynewydd Terrace, Newbridge, Caerphilly, NP11 4LS
  • Granville-west Chivers & Morgan Incorporating G. Edward Williams & Son, Po Box 1, 182 High Street, Blackwood, Caerphilly, NP12 1YB
  • P D Law Limited, 183 High Street, Blackwood, Caerphilly, NP12 1ZF
  • Keith Smart & Co, 15 Victoria Street, Old Cwmbran, Cwnbran, Torfaen, NP44 3JN

Residential Landlord and Tenant Conveyancing solicitors in Cross Keys

The firms listed below are a non-comprehensive list of solicitors in Cross Keys specialising in landlord and tenant law and on the regulations governing different types of tenancies. This should include advice on Court proceedings for possession

  • Jill Jones & Co, High Meadow House, High Meadow, Abercarn, Newport, Gwent, NP11 5AE
  • P D Law Limited, 183 High Street, Blackwood, Caerphilly, NP12 1ZF
  • Evans & Greaves Ltd, 5 Piccadilly Square, Caerphilly, Mid Glamorgan, CF83 1PB
  • Owen & O'sullivan, 5 The Square, Ystrad Mynach, Hengoed, Mid Glamorgan, CF82 7DU
  • Rubin Lewis O'brien Llp, Gwent House, Gwent Square, Cwmbran, Torfaen, NP44 1PL

Planning law solicitors in Cross Keys regulated by the Solicitors Regulation Authority

The firms listed below are a small selection of solicitors in Cross Keys practicing in planning law. The solicitors can give expert legal advice on all aspects of planning, including tree preservation orders
  • Roger James Clements & Partners, 71 - 72 Bridge Street, Newport, Gwent, NP20 4AQ

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.