We are buying a property and require a conveyancing solicitor in Cross Keys who is on the TSB conveyancing panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for TSB . We don't recommend any particular firms conducting conveyancing in Cross Keys.
I am purchasing a terrace house in Cross Keys. We would like to carry out an extension to the side at the house.Will the conveyancing process include enquiries to ascertain if these alterations are permitted?
Your property lawyer will check the registered title as conveyancing in Cross Keys can on occasion reveal restrictions in the title deeds which prevent categories of alterations or require the permission of another owner. Some additions require local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor before you commit yourself to a purchase.
Can you point me to a directory of Santander panel solicitors in Cross Keys on the UK Finance Lenders’ Handbook Website?
No. There is no such directory service on the CML or Building Society Association websites. A small selection of lenders make their panel listings viewable over the internet. If you are in need of a Cross Keys conveyancing practitioner on the Santander please use our facility.
I recently had an offer agreed on an apartment in Cross Keys. My mortgage broker pressured me to appoint their conveyancer. I paid an on account payment of £150. A few days later, the lawyer contacted me embarrassingly acknowledging that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Me and my brother own a terraced Victorian house in Cross Keys. Conveyancing solicitor acted for me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold with the matching address. I thought I was buying a freehold how can I check?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Cross Keys and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with the conveyancing practitioner who conducted the work.
How does conveyancing in Cross Keys differ for new build properties?
Most buyers of new build residence in Cross Keys approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is built. This is because house builders in Cross Keys tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Cross Keys or who has acted in the same development.
How do I use the search app to select a conveyancing lawyer in Cross Keys on the panel for my bank?
Step one is to pick a bank such as National Westminster Bank, Barnsley Building Society or Bank of Ireland then choose your preferred area e.g. Cross Keys. Conveyancing organisations in Cross Keys and across England and Wales should be shown.
My cousin has suggested that I instruct his lawyers for conveyancing in Cross Keys. Do I follow his advice?
Much as we are happy to recommend a Cross Keys conveyancing lawyer it’s preferable to choose a conveyancing lawyer is to get feedback from friends or family who have actually previously instructed the firm you're considering.