We were just about to sign contracts for a freehold house in Pontllanfraith. We have hit a problem. Our mortgage offer with Leeds Building Society runs out on 30/6/2026 but the sellers are suggesting a completion date of 2/7/2026. Can one prolong the mortgage offer?
The person best placed to address this question is your conveyancer who is in a position to determine if he or she is should be discussing with the mortgage company, owner’s lawyers, estate agents or indeed all parties based on the history of your conveyancing as of today.
I own a freehold house in Pontllanfraith yet charged rent, why is this and what is this?
It is rare for properties in Pontllanfraith and has limited impact for conveyancing in Pontllanfraith but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of fresh rentcharges from 1977 onwards.
Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.
Is it necessary during the course of the conveyancing process to attend the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Pontllanfraith so that I can attend their offices if necessary.
Nowadays approved lawyers for lenders conduct all of the communications via Royal Mail, e-mail or over the phone. This enables them to conduct the legal work for your home move regardless of where you live in the country. However you can see if you have the option of going to the offices of your conveyancing lawyer if you prefer.
My wife and I purchased a 4 bedroom Georgian house in Pontllanfraith. Conveyancing solicitor acted for me and Bank of Ireland. I did a free Land Registry search last week and there are two entries: one for freehold, the second leasehold under the matching address. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Pontllanfraith and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing solicitor who conducted the purchase.
I need to instruct a conveyancing solicitor in Pontllanfraith for my home move. Is there any facility to check a firm’s complaints history with the profession’s regulator?
Anyone may review documented Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a firm's record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator could monitor telephone calls for training purposes.
My wife and I today discovered that one of the directors of the law firm handling the purchase conveyancing in Pontllanfraith is an aunty of the vendor. Is this acceptable?
Provided there is no conflict of interest this is allowable. If you are needing a mortgage then the bank may have a say as many lenders have specific requirements concerning this. For example for Halifax Loans as of 30/4/2026, the requirements read as follows :